1671 Dudley Mountain Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1671 Dudley Mountain Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,844 sqft · built 2015
Lot Size	21.9 acres (956,578 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Sep 2026)
Tax Bill	$7,265 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`08900-00-00-063B1`

Property Details

APN / Parcel Number

Primary APN	`08900-00-00-063B1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,844 sqft Finished Area
Basement Area	1,844 sqft
Finished Basement	900 sqft
Unfinished Basement	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	956,578 sqft (21.9 acres)

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	72 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1671 DUDLEY MOUNTAIN RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	RESIDUE OF 89-63B
Legal Subdivision	WM MORRIS FOSTER
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4003
Census Tract	11301

Owner

1671 Dudley Mountain Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Albemarle County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
May 22, 2023	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK
May 21, 2020	Deed of Trust, Mortgage C&F MTG
Feb 6, 2020	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Aug 14, 2019	Deed of Trust, Mortgage FARM CREDIT/THE VIRGINIAS ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Deed Document Number	20268696
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 2, 2026
Property Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Document Number	0000008696
Instrument Date	Aug 22, 2026
Instrument	20268696
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840

Mortgage

Document Number	0000008697,
Date	Sep 2, 2026
Instrument	20268697

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVLE, VA 22903-7840

Mortgage

Document Number	202300004118
Date	May 22, 2023
Instrument	202300004118

Lender

Name	FULTON BANK NA
Type	Bank
Address	CHARLOTTESVILLE, VA 22911

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200003210
Date	Mar 15, 2022
Instrument	202200003210

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005646/39
Date	Nov 29, 2021
Book Page	5646/39
Instrument	2021-00019617

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840

Mortgage

Document Number	5496/402
Date	Mar 10, 2021
Book Page	5496/402
Instrument	2021-00004210

Lender

Name	CITIZENS & FARMERS BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Document Number	0000006097
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 DUDLEY MOUNTAIN RD CHARLOTTESVILLE VA 229037840, CHARLOTTESVILLE, VA 22903-7840

Mortgage

Document Number	0000006097
Date	May 27, 2020
Book Page	005322/000373
Instrument	6097

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 6, 2020
Property Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Document Number	0000001469
Book / Page	005274 / 000691
Instrument Date	Feb 4, 2020
Instrument	1469
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2417 SUNSET RD CHARLOTTESVILLE VA 229033627, CHARLOTTESVILLE, VA 22903-3627

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1671 DUDLEY MOUNTAIN RD, CHARLOTTESVILLE, VA 22903-7840
Document Number	0000008962
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 DUDLEY MOUNTAIN RD CHARLOTTESVILLE VA 229037840, CHARLOTTESVILLE, VA 22903-7840

Mortgage

Document Number	0000008962
Date	Aug 19, 2019
Book Page	005207/000755
Instrument	8962

Lender

Name	FARM CREDIT/THE VIRGINIAS ACA
Address	2112 RIPLEY RD, RIPLEY, WV 25271-5106

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1671 Dudley Mountain Rd was $7,265, up 10.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,265.00 (+10.87%)	$902,600 (+11.27%) Land $437,400 Building $465,200	$902,600 (+11.27%) Land $437,400 Building $465,200
2025	$6,553.00	$811,200 Land $332,700 Building $478,500	$811,200 Land $332,700 Building $478,500
2023	$4,600.00	$688,800 Land $259,600 Building $429,200	$688,800 Land $259,600 Building $429,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1671 Dudley Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1671 Dudley Mountain Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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