Paulding County property record for 16708 Rd 232, Cecil, OH 45821
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,188 sqft · built 2002 |
| Lot Size | 1.67 acres (73,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,900 (Dec 1986) |
| Tax Bill | $840 (2025) |
| Deeds & Mortgages | Apr 2005 Mortgage Aug 2005 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-10S-001-01 |
| Primary APN | 16-10S-001-01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 2,376 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 73,007 sqft (1.67 acres) |
| Deck Area | Deck Area |
| Patio Area | 60 sqft |
| Granary | 1,140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 16708 ROAD 232 |
|---|---|
| City | CECIL |
| State | OH |
| Zip | 45821-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE1/4 EMERALD TWP S-10 |
| Jurisdiction | PAULDING OH |
| Township / Civil Division | EMERALD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960100 |
16708 Rd 232 is owned and occupied by an individual who acquired it in January 2018.
Source: Paulding County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16708 ROAD 232, CECIL, OH 45821-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2005 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Aug 24, 2005 | Deed of Trust, Mortgage · Line of Credit CITIFINANCIAL INC |
| Feb 28, 2007 | Deed of Trust, Mortgage CITIFINANCIAL INC |
| Oct 4, 2022 | Transfer on Death Deed, Transfer |
| Jan 22, 2018 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1986 · Amount on File |
| Deed Sale | Dec 31, 1986 · Amount on File |
| Last Transfer Date | Jan 11, 2018 |
| Transfer Doc | 00581/2329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 16708 ROAD 232, CECIL, OH 45821-9507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00507/1923 |
|---|---|
| Date | Apr 20, 2005 |
| Book Page | 507/1923 |
| Instrument | 200500001220 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | DEFIANCE, OH 43512 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | May 20, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 16708 ROAD 232, CECIL, OH 45821-9507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00510/0277 |
|---|---|
| Date | Aug 24, 2005 |
| Book Page | 510/0277 |
| Instrument | 200500002707 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 26, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 16708 ROAD 232, CECIL, OH 45821-9507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00520/0561 |
|---|---|
| Date | Feb 28, 2007 |
| Book Page | 520/0561 |
| Instrument | 200700000580 |
| Name | CITIFINANCIAL INC |
|---|---|
| Type | Subprime Lender |
| Address | DEFIANCE, OH 43512 |
| Amount | Amount on Record |
|---|---|
| Term | 182 Months |
| Due | Apr 10, 2022 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PAULDING OH |
| Recording Date | Oct 4, 2022 |
| Property Address | 16708 ROAD 232, CECIL, OH 45821-9507 |
| Document Number | 000610/605 |
| Book / Page | 610 / 605 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 202200002530 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16708 ROAD 232, CECIL, OH 45821-9507 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | PAULDING OH |
| Recording Date | Jan 22, 2018 |
| Property Address | 16708 ROAD 232, CECIL, OH 45821-9507 |
| Document Number | 00581/2329 |
| Book / Page | 581 / 2329 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 201800000162 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16708 ROAD 232, CECIL, OH 45821-9507 |
The 2025 property tax bill for 16708 Rd 232 was $840 with a homeowner's exemption, up 36.6% from the year before.
Source: Paulding County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Paulding County |
| County Subdivision | Emerald Township |
| Unified School District | Paulding Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $840.00 (+36.59%) Homeowner's exemption | $35,420 (+30.08%) Land $9,380 Building $26,040 | $101,200 Land $26,800 Building $74,400 |
| 2024 | $615.00 (-0.49%) Homeowner's exemption | $27,230 (-) Land $7,210 Building $20,020 | |
| 2023 | $618.00 (-4.33%) Homeowner's exemption | $27,230 (-) Land $7,210 Building $20,020 | |
| 2022 | $646.00 Homeowner's exemption | $27,230 Land $7,210 Building $20,020 | $77,800 Land $20,600 Building $57,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16708 Rd 232 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 16708 Rd 232 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Windstream DSL | 50 / 3 |
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