16707 Wise St, Saint Paul, VA 24283 Property Records

Wise County property record for 16707 Wise St, Saint Paul, VA 24283

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,888 sqft · built 1939
Lot Size	0.18 acres (7,718 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Feb 2025)
Tax Bill	$377 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R004640`

Property Details

APN / Parcel Number

Primary APN	`R004640`
Alternative APNs	`073A1 (01) 013 008-9` `004640`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,888 sqft Heated Area
Gross Area	3,294 sqft
Basement Area	223 sqft
Unfinished Basement	223 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	7,718 sqft (0.18 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	858 sqft
Deck Area	381 sqft
Patio Area	112 sqft
Utility Building	178 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16707 WISE ST
City	SAINT PAUL
State	VA
Zip	24283-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-9 BK. 13
Legal Subdivision	TOWN OF ST PAUL
Jurisdiction	WISE VA
Township / Civil Division	4
Census Block Group	1
Census Block	1041
Census Tract	931700

Owner

16707 Wise St is owned and occupied by an individual who bought it in February 2025.

Source: Wise County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	16707 WISE ST, SAINT PAUL, VA 24283-3727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 24, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on File
Deed Sale	Feb 4, 2025 · Amount on File
Prior Sale	Aug 24, 2023 · Amount on File
Deed Document Number	2025412
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Recording Date	Jul 2, 2026
Property Address	16707 WISE ST, SAINT PAUL, VA 24283-3727
Document Number	0000002689
Instrument Date	Jul 1, 2026
Instrument	20262689
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16707 WISE ST, SAINT PAUL, VA 24283-3727

Mortgage

Document Number	0000002689,
Date	Jul 2, 2026
Instrument	20262689

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE VA
Recording Date	Aug 24, 2023
Property Address	16707 WISE ST, SAINT PAUL, VA 24283-3727
Document Number	0202303476
Map Reference	BK 26 PG 95
Instrument Date	Aug 24, 2023
Instrument	202303476
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 VETERANS UNITED DR, COLUMBIA, MO 65201-8399

Mortgage

Document Number	0202303477
Date	Aug 24, 2023
Instrument	202303477

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 16707 Wise St was $377, down 78.8% from the year before.

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wise County
Municipality	St. Paul Town
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$377.00 (-78.78%)	$322,900 (+25.4%) Land $16,000 Building $306,900	$322,900 (+25.4%) Land $16,000 Building $306,900
2025	$1,777.00	$257,500 Land $12,000 Building $245,500	$257,500 Land $12,000 Building $245,500
2023	$1,776.00	$257,500 (-) Land $12,000 Building $245,500	$257,500 (-) Land $12,000 Building $245,500
2022		$257,500 Land $12,000 Building $245,500	$257,500 Land $12,000 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16707 Wise St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16707 Wise St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST PAUL serves 1,010 people · EPA ID VA1195700
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	2,000 / 50
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MountaiNet Telephone Company.

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