16706 Tequesta Trl, Clermont, FL 34715 Property Records

Lake County property record for 16706 Tequesta Trl, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,349 sqft · built 1997
Lot Size	0.64 acres (27,864 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Oct 2017)
Tax Bill	$6,578 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-25-0050-000-01800`

Property Details

APN / Parcel Number

Primary APN	`12-22-25-0050-000-01800`
Alternative APNs	`252212005000001800` `2987502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,349 sqft Living Area
Gross Area	3,877 sqft
1st Floor Area	2,935 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	27,864 sqft (0.64 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Porch Area	496 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2987502
Street Address	16706 TEQUESTA TRL
City	CLERMONT
State	FL
Zip	34715-9465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE MINNEOLA WOODS SUB LOTS 18 18A PB 26 PG 13 ORB 5018 PG 359
Legal Range	25E
Legal Township	22S
Legal Section	12
Legal Subdivision	LAKE MINNEOLA WOODS SUB
Legal Tract	0050
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2066
Census Tract	31309

Owner

16706 Tequesta Trl is owned and occupied by two individuals who bought it in October 2017.

Source: Lake County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CREDIT UNION
Oct 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWINDS CU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALKAN MORTGAGE CORP
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CERTIFIED MTG PLANNERS
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Oct 26, 2017	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Prior Sale	Oct 8, 2002 · Amount on File
Deed Document Number	2017114042
Deed Book / Page	5018 / 359
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Jul 14, 2026
Property Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465
Document Number	0000085734
Book / Page	6775 / 1036
Instrument Date	Jul 8, 2026
Instrument	202685734
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465

Mortgage

Document Number	0000085734,
Date	Jul 14, 2026
Book Page	6775/1036
Instrument	202685734

Lender

Name	FAIRWINDS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2056

Interest

Rate Type	Balloon
Rate	6.55%
Initial Type	Balloon
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465

Mortgage

Document Number	0062320966
Date	Oct 26, 2023
Book Page	6232/966
Instrument	2023131472

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 24, 2028

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST SIGNATURE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465

Mortgage

Document Number	0055701795
Date	Oct 27, 2020
Book Page	5570/1795
Instrument	2020120215

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465
Document Number	0053472213
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16706 TEQUESTA TRL CLERMONT FL 347159465, CLERMONT, FL 34715-9465

Mortgage

Document Number	0053472213
Date	Sep 26, 2019
Book Page	005347/002213
Instrument	108697

Lender

Name	CERTIFIED MTG PLANNERS
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465
Document Number	0052570337
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16706 TEQUESTA TRL CLERMONT FL 347159465, CLERMONT, FL 34715-9465

Mortgage

Document Number	0052570337
Date	Apr 2, 2019
Book Page	005257/000337
Instrument	35451

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2029

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 26, 2017
Property Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465
Document Number	0050180359
Book / Page	5018 / 0359
Map Reference	MB 26 PG 13
Instrument Date	Oct 25, 2017
Instrument	2017114042
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16706 TEQUESTA TRL, CLERMONT, FL 34715-9465

Mortgage

Document Number	2017114043
Date	Oct 26, 2017
Instrument	2017114043

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16706 Tequesta Trl was $6,578 with a homeowner's exemption, up 7.3% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,340 (+2.9%)	$852,405 (-0.12%) Land $396,000 Building $456,405
2025	$6,578.00 (+7.29%) Homeowner's exemption	$482,360 Land $396,000 Building $86,360	$853,435 Land $396,000 Building $457,435
2024	$6,131.00 (+5.4%)
2023	$5,817.00 (+5.3%) Homeowner's exemption	$433,440 (+3%)	$816,028 (+39.89%) Land $396,000 Building $420,028
2022	$5,524.00 Homeowner's exemption	$420,820	$583,336 Land $240,000 Building $343,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16706 Tequesta Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16706 Tequesta Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILL, THE public/private · serves 90 people · EPA ID FL3351348
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	MINNEOLA WATER DEPARTMENT (2 WPS)
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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