16704 E 27th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16704 E 27th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1986
Lot Size	0.225 acres (9,782 sqft)
Owner	Individual Name on Record
Last Sale	$169,200 (Apr 2019)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-920-03-12`

Property Details

APN / Parcel Number

Primary APN	`25-920-03-12`
Alternative APNs	`25-920-03-12-00-0-00-000` `25920031200000001` `773478`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	576 sqft
Basement Area	1,200 sqft
Finished Basement	576 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,782 sqft (0.225 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	238 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	773478
Street Address	16704 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-6623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 1122
Legal Subdivision	GLENDALE GARDENS
Legal Block	4
Legal Lot Number	1122
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	14604

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16704 E 27TH TER S, INDEPENDENCE, MO 64055-6623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 22, 2023	Intrafamily Transfer, Transfer
Apr 12, 2019	Warranty Deed, Transfer NORTH AMERICAN SVGS BK
May 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	2019E25637
Last Transfer Date	Jun 22, 2023
Transfer Doc	00E0043951
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16704 E 27TH TER S, INDEPENDENCE, MO 64055-6623
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0052037
Date	May 13, 2021
Instrument	2021E0052037

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jun 22, 2023
Property Address	16704 E 27TH TER S, INDEPENDENCE, MO 64055-6623
Document Number	00E0043951
Instrument Date	Jun 22, 2023
Instrument	2023E0043951
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16704 E 27TH TER S, INDEPENDENCE, MO 64055-6623

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 12, 2019
Property Address	16704 E 27TH TER S, INDEPENDENCE, MO 64055-6623
Document Number	0000E25637
Instrument Date	Apr 10, 2019
Instrument	25637E
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16704 E 27TH TER S INDEPENDENCE MO 640556623, INDEPENDENCE, MO 64055-6623

Mortgage

Document Number	E25946
Date	Apr 12, 2019
Instrument	25946E

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16704 E 27TH TER S, INDEPENDENCE, MO 64055-6623
Document Number	0000E48310
Instrument Date	May 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16704 E 27TH TER S INDEPENDENCE MO 640556623, INDEPENDENCE, MO 64055-6623

Mortgage

Document Number	0000E48310
Date	May 31, 2017
Instrument	48310E

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,726 (-) Land $5,609 Building $39,117	$235,400 (-)
2025	$3,196.00 (-15.23%)	$44,726 (-17.82%) Land $5,609 Building $39,117	$235,400 (-17.82%)
2024	$3,770.00 (+2.33%)
2023	$3,684.00 (+47.48%)	$54,422 (+60.92%) Land $8,571 Building $45,851	$286,430 (+60.92%)
2022	$2,498.00	$33,820 Land $5,225 Building $28,595
2021			$178,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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