1670 Spruce Ct, Temperance, MI 48182 Property Records

Monroe County property record for 1670 Spruce Ct, Temperance, MI 48182

Property Summary

Property Type	Condominium
Lot Size	15.5 acres (675,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Nov 2025)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-477-001-00`

Property Details

APN / Parcel Number

Primary APN	`02-477-001-00`

Exterior

Architectural Style	Condo/Apartment
Lot Area	675,910 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1670 SPRUCE CT
City	TEMPERANCE
State	MI
Zip	48182-2226
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE PINES CONDOMINIUMS UNIT 1
Legal Subdivision	MONROE COUNTY CONDO SUB
Legal Unit	1
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1003
Census Tract	833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 CAPITAL AVE, 4204, MOORESVILLE, NC 28117-5658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Dec 30, 2025	Intrafamily Transfer, Transfer
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Apr 18, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	202518438
Prior Transfer Date	Feb 14, 2013
Prior Transfer Doc	0000004251
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jul 6, 2026
Property Address	1670 SPRUCE CT, TEMPERANCE, MI 48182-2226
Document Number	0000011807
Instrument Date	May 27, 2026
Instrument	202611807
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 SPRUCE CT, TEMPERANCE, MI 48182-2226

Mortgage

Document Number	0000011807,
Date	Jul 6, 2026
Instrument	202611807

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Dec 30, 2025
Property Address	1670 SPRUCE CT, TEMPERANCE, MI 48182-2226
Document Number	0000021322
Map Reference	LB 1602 PG 18
Instrument Date	Dec 30, 2025
Instrument	2025R21322
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 SPRUCE CT # 1, 1, TEMPERANCE, MI 48182-2226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 CAPITAL AVE APT 4204, 4204, MOORESVILLE, NC 28117-5658

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 7, 2025
Property Address	1670 SPRUCE CT, TEMPERANCE, MI 48182-2226
Document Number	0000018438
Map Reference	LB 1602 PG 18
Instrument Date	Oct 28, 2025
Instrument	2025R18438
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1670 SPRUCE CT # 1, 1, TEMPERANCE, MI 48182-2226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 MEADOWBROOK WAY, TEMPERANCE, MI 48182-9246

Mortgage

Document Number	0000018439
Date	Nov 7, 2025
Instrument	2025R18439

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 18, 2019
Property Address	1670 SPRUCE CT, TEMPERANCE, MI 48182-2226
Document Number	0000006374
Instrument Date	Apr 10, 2019
Instrument	6374
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,573.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8169 BLUEBUSH RD MAYBEE MI 481599765, MAYBEE, MI 48159-9765

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,600 (+13.49%) Land $129,600	$259,200 (+13.49%) Land $259,200
2025	$2,837.00 (+3.31%) Homeowner's exemption	$114,200 (+20.59%) Land $114,200	$228,400 (+20.59%) Land $228,400
2024	$2,746.00 (+8.93%)
2023	$2,521.00 Homeowner's exemption	$94,700	$189,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures