1670 Pine Needle Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 1670 Pine Needle Ln, Ferndale, WA 98248

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,120 sqft · built 1992
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Oct 2016)
Tax Bill$4,053 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN536051

Property Details

APN / Parcel Number

Primary APN536051
Alternative APNs
  • 400228 041455 0000
  • 126381

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleMobile Home
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeMixed
Garage Area576 sqft
CarportCarport
Carport Area1,920 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area80 sqft
Deck Area80 sqft
Patio Area320 sqft
Storage Building576 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number536051
Street Address1670 PINE NEEDLE LN
CityFERNDALE
StateWA
Zip98248-9796
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAG
Legal DescriptionW 264 FT OF E 1056 FT OF S 165 FT OF N 825 FT OF NW NW-SUBJ TO ESMT REC AF 1133344 92 GREEN HILL S#0RFLM4813559GH 40X28 (TE A
Legal Range02
Legal Township40
Legal Section28
Legal SubdivisionGREEN HILL
JurisdictionWHATCOM WA
Township / Civil DivisionLYNDEN
Census Block Group2
Census Block2018
Census Tract10301

Owner

1670 Pine Needle Ln, a mobile home, is owned and occupied by an individual who bought it in October 2016.

Source: Whatcom County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1670 PINE NEEDLE LN, FERNDALE, WA 98248-9796
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2016 · Amount on File
Deed SaleOct 31, 2016 · Amount on File
Prior SaleDec 1, 1999
Deed Document Number2016-1004035
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1670 PINE NEEDLE LN, FERNDALE, WA 98248-9796
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000203850
DateFeb 22, 2021
Instrument2021-0203850
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1670 Pine Needle Ln was $4,053.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictLynden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,053.00$501,962 Land $308,460 Building $193,502$501,962 Land $308,460 Building $193,502
2022$395,366 Land $225,103 Building $170,263$395,366 Land $225,103 Building $170,263
2021$2,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1670 Pine Needle Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims6 (1983–2026)
Most Recent ClaimMar 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1670 Pine Needle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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