Orange County property record for 1670 E Spring Ridge Cir, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,699 sqft · built 1995 |
| Lot Size | 0.256 acres (11,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jul 2026) |
| Tax Bill | $1,997 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-22-27-1845-01-210 |
| Primary APN | 12-22-27-1845-01-210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,699 sqft Living Area |
| Gross Area | 2,403 sqft |
| 1st Floor Area | 1,699 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,146 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1670 E SPRING RIDGE CIR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-2165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CROWN POINT SPRINGS UNIT 2 23/99 LOT 121 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 12 |
| Legal Subdivision | CROWN POINT SPRINGS UT 2 |
| Legal Tract | 1845 |
| Legal Block | 1 |
| Legal Lot Number | 121 |
| Legal Unit | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 17401 |
Source: Orange County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1670 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 6, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Prior Sale | Jan 4, 1996 · Amount on Record |
| Deed Document Number | 2026375829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 7, 2026 |
| Property Address | 1670 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2165 |
| Document Number | 0000375829 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026375829 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | APEX TITLE AGENCY, APEX TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1670 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2165 |
| Investor | Possibly a Property Investor |
| Document Number | 0000375830, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 2026375830 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1670 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2165 |
| Document Number | 0000091480 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1670 E SPG WINTER GARDEN FL 34787, WINTER GARDEN, FL 34787 |
| Document Number | 0000091480 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 91480 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 12, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,513 (+2.7%) | $376,020 (-1.26%) Land $100,000 Building $276,020 | |
| 2025 | $1,997.00 (+5.55%) Homeowner's exemption | $163,109 (+5.99%) | $380,810 (+15.08%) Land $100,000 Building $280,810 |
| 2024 | $1,892.00 (+4.36%) | ||
| 2023 | $1,813.00 (+3.66%) Homeowner's exemption | $153,895 (+3%) | $330,922 (+11.83%) Land $110,000 Building $220,922 |
| 2022 | $1,749.00 Homeowner's exemption | $149,413 | $295,927 Land $110,000 Building $185,927 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Metronet.
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