1670 Baio Ln, Concord, CA 94521 Property Records

Contra Costa County property record for 1670 Baio Ln, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,934 sqft · built 1991
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on Record
Last Sale	$92,000 (Oct 1998)
Tax Bill	$6,862 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`117-010-041-4`

Property Details

APN / Parcel Number

Primary APN	`117-010-041-4`
Alternative APN	`117-010-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,934 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1670 BAIO LN
City	CONCORD
State	CA
Zip	94521-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL MAP 135 PG 27 PCL A
Legal Tract	135PM27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	333102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1670 BAIO LN, CONCORD, CA 94521-3150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jun 18, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jun 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 1998 · Amount on Record
Deed Sale	Oct 16, 1998 · Amount on Record
Prior Sale	May 23, 1996 · Amount on Record
Deed Document Number	1998257103
Prior Transfer Date	Aug 12, 1994
Prior Transfer Doc	0000208958
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1670 BAIO LN, CONCORD, CA 94521-3150
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130002
Date	Jul 20, 2017
Instrument	2017-130002

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1670 BAIO LN, CONCORD, CA 94521-3150
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 BAIO LN, CONCORD, CA 94521-3150

Mortgage

Document Number	0000165010
Date	Jun 7, 2021
Instrument	2021-165010

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 18, 2020
Property Address	1670 BAIO LN, CONCORD, CA 94521-3150
Document Number	0000118060
Instrument Date	Jun 11, 2020
Instrument	118060
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1670 BAIO LN CONCORD CA 945213150, CONCORD, CA 94521-3150

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 18, 2020
Property Address	1670 BAIO LN, CONCORD, CA 94521-3150
Document Number	0000118058
Map Reference	MB 135 PG 27
Instrument Date	Jun 11, 2020
Instrument	2020-118058
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1670 BAIO LN, CONCORD, CA 94521-3150

Mortgage

Document Number	0000118059
Date	Jun 18, 2020
Instrument	2020-118059

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 9, 2020
Property Address	1670 BAIO LN, CONCORD, CA 94521-3150
Document Number	0000110141
Instrument Date	Jun 3, 2020
Instrument	110141
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1670 BAIO LN CONCORD CA 945213150, CONCORD, CA 94521-3150

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 28, 2019
Property Address	1670 BAIO LN, CONCORD, CA 94521-3150
Document Number	0000011492
Instrument Date	Oct 13, 2018
Instrument	11492
Transaction Type	Transfer
Record Updated	Feb 6, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1670 BAIO LN CONCORD CA 945213150, CONCORD, CA 94521-3150

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,675 (+2%) Land $180,274 Building $368,401
2025	$6,862.00 (+4.76%) Homeowner's exemption	$537,918 (+4.04%) Land $176,740 Building $361,178
2023	$6,550.00 (+1.44%) Homeowner's exemption	$517,032 Land $169,878 Building $347,154
2022	$6,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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