1670 16th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1670 16th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,534 sqft · built 1978
Lot Size0.075 acres (3,250 sqft)
OwnerCompany Name on Record
Last Sale$239,000 (Oct 2021)
Tax Bill$10,851 (2025)
Deeds & MortgagesApr 2022 Transfer
Apr 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN038-482-009

Property Details

APN / Parcel Number

Primary APN038-482-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,534 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area3,250 sqft (0.075 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1670 16TH ST
CityLOS OSOS
StateCA
Zip93402-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 111 LTS 31 & 32
Legal SubdivisionEL MORO
Legal Block111
Legal Lot Number31,32
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2012
Census Tract10703

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1670 16TH ST, LOS OSOS, CA 93402-1821
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Intrafamily Transfer, Transfer
AMROCK INC, AMROCK LLC
Apr 21, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 28, 2022Intrafamily Transfer, Transfer
Oct 18, 2021Grant Deed, Transfer
Dec 23, 2020Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleDec 23, 2020 · Amount on Record
Deed Document Number202170422
Last Transfer DateApr 16, 2022
Transfer Doc0000017689
Record UpdatedOct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 21, 2022
Property Address1670 16TH ST, LOS OSOS, CA 93402-1821
Document Number0000017691
Map ReferenceMB A PG 81
Instrument DateApr 16, 2022
Instrument2022017691
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1670 16TH ST, LOS OSOS, CA 93402-1821

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1670 16TH ST, LOS OSOS, CA 93402-1821

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 21, 2022
Property Address1670 16TH ST, LOS OSOS, CA 93402-1821
Document Number0000017689
Map ReferenceMB A PG 81
Instrument DateApr 16, 2022
Instrument2022017689
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1670 16TH ST, LOS OSOS, CA 93402-1821

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1670 16TH ST, LOS OSOS, CA 93402-1821

Mortgage

Document Number0000017690
DateApr 21, 2022
Instrument2022017690
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 28, 2022
Property Address1670 16TH ST, LOS OSOS, CA 93402-1821
Document Number0000009205
Map ReferenceMB A PG 81
Instrument DateFeb 23, 2022
Instrument2022009205
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1670 16TH ST, LOS OSOS, CA 93402-1821

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 18, 2021
Property Address1670 16TH ST, LOS OSOS, CA 93402-1821
Document Number0000070422
Map ReferenceMB A PG 81
Instrument DateOct 12, 2021
Instrument2021070422
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1670 16TH ST, LOS OSOS, CA 93402-1821

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 23, 2020
Property Address1670 16TH ST, LOS OSOS, CA 93402-1821
Document Number0000076763
Map ReferenceMB A PG 81
Instrument DateNov 19, 2020
Instrument2020076763
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1670 16TH ST, LOS OSOS, CA 93402-1821

Mortgage

Document Number0000076764
DateDec 23, 2020
Instrument2020076764
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$751,476 (+2%) Land $382,098 Building $369,378
2025$10,851.00 (+3.66%) Homeowner's exemption$736,742 (+4.04%) Land $374,606 Building $362,136
2023$10,468.00 (+8.14%) Homeowner's exemption$708,135 Land $360,060 Building $348,075
2022$9,680.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

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