York County and Saco City property record for 167 Smutty Ln, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,394 sqft · built 1990 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,700 (Jun 2016) |
| Tax Bill | $5,954 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R2293R |
| Primary APN | R2293R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 3,808 sqft |
| 1st Floor Area | 1,394 sqft |
| Basement Area | 1,394 sqft |
| Unfinished Basement | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 90,169 sqft (2.07 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R2293R |
|---|---|
| Old Parcel Number | SACO M:106 L:025 U:001-000 |
| Street Address | 167 SMUTTY LN |
| City | SACO |
| State | ME |
| Zip | 04072-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | STEVEN W PHILBRICK |
| Legal Lot Number | 25 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5100 |
Source: York County and Saco City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 HILLVIEW AVE, SACO, ME 04072-9708 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Mar 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on Record |
| Deed Sale | Jun 21, 2016 · Amount on Record |
| Deed Book / Page | 17257 / 730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | May 28, 2026 |
| Property Address | 167 SMUTTY LN, SACO, ME 04072-9718 |
| Document Number | 0199120146 |
| Book / Page | 19912 / 146 |
| Instrument Date | May 27, 2026 |
| Instrument | 202617793 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 167 SMUTTY LN, SACO, ME 04072-9718 |
| Document Number | 0000017793, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 19912/146 |
| Instrument | 202617793 |
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 167 SMUTTY LN, SACO, ME 04072-9718 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0186100032 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 18610/32 |
| Instrument | 2021018238 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2046 |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,954.00 (+0.73%) | $419,300 (-0.33%) Land $148,500 Building $270,800 | |
| 2024 | $5,911.00 (+5.7%) | $420,700 (+37.89%) Land $148,500 Building $272,200 | $401,660 |
| 2022 | $5,592.00 | $305,100 Land $113,100 Building $192,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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