Branch County property record for 167 Smith St, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,083 sqft · built 1982 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (Dec 2009) |
| Tax Bill | $1,828 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-000-000-343-07 |
| Primary APN | 302-000-000-343-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,083 sqft Living Area |
| 1st Floor Area | 1,083 sqft |
| Basement Area | 1,083 sqft |
| Unfinished Basement | 1,083 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 167 SMITH ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 EXC W 56.9 FT & W 41 FT LOT 13 BLK 14 FV SMITHS ADDN |
| Legal Subdivision | FV SMITHS ADD |
| Legal Block | 14 |
| Legal Lot Number | 12-13 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 951400 |
Source: Branch County records · APN 302-000-000-343-07
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 167 SMITH ST, COLDWATER, MI 49036-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Nov 12, 2020 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2009 · Amount on Record |
| Deed Sale | Dec 04, 2009 · Amount on Record |
| Prior Sale | Mar 23, 2009 · Amount on Record |
| Deed Document Number | 20098424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 167 SMITH ST, COLDWATER, MI 49036-1535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100509 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-00509 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 167 SMITH ST, COLDWATER, MI 49036-1535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202007764 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-07764 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 28, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,300 (+34.49%) | $162,600 (+34.49%) | |
| 2025 | $1,828.00 (+3.69%) | $60,450 | $120,900 |
| 2024 | $1,763.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239514001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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