167 Pepper Ln, Jensen Beach, FL 34957 Property Records

St. Lucie County property record for 167 Pepper Ln, Jensen Beach, FL 34957

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,579 sqft · built 1993
Lot Size	0.163 acres (7,087 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Aug 2021)
Tax Bill	$16,863 (2024)
Deeds & Mortgages	Oct 2021 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`4511-503-0038-000-0`

Property Details

APN / Parcel Number

Primary APN	`4511-503-0038-000-0`
Alternative APN	`134244`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,579 sqft Living Area
Gross Area	4,741 sqft
1st Floor Area	1,805 sqft
Upper Floors Area	216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,087 sqft (0.163 acres)
Garage Type	Attached
Garage Area	416 sqft
Driveway	Brick Driveway
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	293 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	134244
Street Address	167 PEPPER LN
City	JENSEN BEACH
State	FL
Zip	34957-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BAY TREE LOT 32
Legal Range	41E
Legal Township	37S
Legal Section	11
Legal Subdivision	BAY TREE
Legal Lot Number	32
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	1
Census Block	1009
Census Tract	381702

Owner

167 Pepper Ln is owned by two individuals who acquired it in September 2021.

Source: St. Lucie County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36 WATERSIDE CLOSE, EASTCHESTER, NY 10709-5654
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2020	Warranty Deed, Transfer SIGNATURE TITLE FL PARTNERS LLC, SIGNATURE TITLE FL PTRS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Document Number	20214905529
Deed Book / Page	4662 / 171
Last Transfer Date	Sep 23, 2021
Transfer Doc	0047021246
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LUCIE FL
Recording Date	Oct 13, 2021
Property Address	167 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0047021246
Book / Page	4702 / 1246
Map Reference	MB 32 PG 1
Instrument Date	Sep 23, 2021
Instrument	4937276
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36 WATERSIDE CLOSE, EASTCHESTER, NY 10709-5654
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Aug 6, 2021
Property Address	167 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0046620171
Book / Page	4662 / 171
Map Reference	MB 32 PG 1
Instrument Date	Aug 5, 2021
Instrument	4905529
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 PEPPER LN, 163, JENSEN BEACH, FL 34957-2572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 WATERSIDE CLOSE, EASTCHESTER, NY 10709-5654
Investor	Possibly a Property Investor

Mortgage

Document Number	4662173
Date	Aug 6, 2021
Instrument	4662/173

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Jul 13, 2020
Property Address	167 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0044442651
Book / Page	004444 / 002651
Instrument Date	Jul 7, 2020
Instrument	4728366
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	SIGNATURE TITLE FL PARTNERS LLC, SIGNATURE TITLE FL PTRS LLC

Transaction

Amount	Amount on Record
Tax	$3,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 PEPPER LN JENSEN BEACH FL 349572572, JENSEN BEACH, FL 34957-2572

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$888,575 Land $408,122 Building $480,453	$965,600 Land $443,500 Building $522,100
2024	$16,863.00 (+2.37%)
2023	$16,472.00 (+20.52%)	$965,200 (+44.58%) Land $450,000 Building $515,200	$965,200 (+44.58%) Land $450,000 Building $515,200
2022	$13,667.00	$667,600 Land $291,200 Building $376,400	$667,600 Land $291,200 Building $376,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 167 Pepper Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 152 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	371 units insured incl. 219 condo units
Nearby Flood Claims	105 (1992–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 89 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 167 Pepper Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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