167 Laurel Ln, Swanton, MD 21561 Property Records

Garrett County property record for 167 Laurel Ln, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,905 sqft · built 2022
Lot Size	0.355 acres (15,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2020)
Tax Bill	$20,578 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-012022`

Property Details

APN / Parcel Number

Primary APN	`18-012022`
Alternative APN	`012022`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,905 sqft Total Area
Basement Area	1,110 sqft
Finished Basement	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	15,445 sqft (0.355 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	196 sqft
Deck Area	452 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	012022
Street Address	167 LAUREL LN
City	SWANTON
State	MD
Zip	21561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	15445 SQ FT W/68.50 S/S MEADOW MOUNTAIN RUN DEEP CREEK LAKE
Legal Subdivision	MEADOW MOUNTAIN RUN DEEP CREEK
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1025
Census Tract	501

Owner

Source: Garrett County records, as of September 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 OSAGE RD, COCKEYSVILLE, MD 21030-2647
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Aug 24, 2020	Deed, Transfer · Conventional Mortgage FIRST UNITED BANK
Aug 8, 2018	Grant Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC
Feb 16, 2017	Grant Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Book / Page	2228 / 273
Prior Transfer Date	Dec 29, 2014
Prior Transfer Doc	0018500222
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	167 LAUREL LN, SWANTON, MD 21561-2231
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023230370
Date	Jun 17, 2021
Book Page	2323/370

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MC HENRY, MD 21541

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 24, 2020
Property Address	167 LAUREL LN, SWANTON, MD 21561-2231
Document Number	0022280273
Book / Page	2228 / 273
Instrument Date	Aug 12, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	420 OSAGE RD, COCKEYSVILLE, MD 21030-2647

Mortgage

Document Number	0002228277
Date	Aug 24, 2020
Instrument	2228/277

Lender

Name	FIRST UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.21%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	6.21%
Index	1-Year CMT
Max Rate	10.2%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 8, 2018
Property Address	167 LAUREL LN, SWANTON, MD 21561-2231
Document Number	0020870275
Book / Page	002087 / 000275
Instrument Date	Aug 4, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17072 SILVER CHARM PL LEESBURG VA 201767152, LEESBURG, VA 20176-7152

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 16, 2017
Property Address	167 LAUREL LN, SWANTON, MD 21561-2231
Document Number	0019910005
Book / Page	001991 / 000005
Instrument Date	Feb 15, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 126 OAKLAND MD 215500126, OAKLAND, MD 21550-0126

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,578.00 (+35.05%)	$1,741,000 (+41.45%) Land $475,000 Building $1,266,000	$1,741,000 (-) Land $475,000 Building $1,266,000
2023	$15,237.00	$1,230,800	$1,741,000 Land $475,000 Building $1,266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Pogozone powered by Neubeam, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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