167 Boulder Cay Rd, Boone, NC 28607 Property Records

Watauga County property record for 167 Boulder Cay Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1994
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Oct 2025)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1889-69-9710-000`

Property Details

APN / Parcel Number

Primary APN	`1889-69-9710-000`
Alternative APNs	`1832909` `1868130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	704 sqft
Basement Area	352 sqft
Finished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Porch	Porch
Porch Area	860 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1868130
Street Address	167 BOULDER CAY RD
City	BOONE
State	NC
Zip	28607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN F AYERS & PAT A SWAIM
Legal Subdivision	AYERS MOUNTAIN
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	4
Census Block	4012
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 151, HOLLY SPRINGS, NC 27540-0151
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	2025754377
Deed Book / Page	2455 / 40
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 13, 2025
Property Address	167 BOULDER CAY RD, BOONE, NC 28607
Document Number	0024550040
Book / Page	2455 / 40
Map Reference	MAP 795103
Instrument Date	Oct 2, 2025
Instrument	754377
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1609 BARNES HOUSE CT, WAKE FOREST, NC 27587-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 151, HOLLY SPRINGS, NC 27540-0151

Mortgage

Document Number	0000754378
Date	Oct 13, 2025
Instrument	754378

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 15, 2021
Property Address	167 BOULDER CAY RD, BOONE, NC 28607
Document Number	0021980123
Book / Page	2198 / 123
Instrument Date	Jun 7, 2021
Instrument	707543
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 BRIARFIELD DR, APEX, NC 27502-7036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 BARNES HOUSE CT, WAKE FOREST, NC 27587-4309

Mortgage

Document Number	0000707544
Date	Jun 15, 2021
Instrument	707544

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,700 (-) Land $40,300 Building $438,400
2025	$1,876.00	$478,700 (-) Land $40,300 Building $438,400
2024		$478,700 (-) Land $40,300 Building $438,400	$478,700 Land $40,300 Building $438,400
2023		$478,700 Land $40,300 Building $438,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	26 (1994–2024)
Claims Outside the SFHA	13 of 26
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims Hurricane Ivan, Sep 2004 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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