16693 Wagon Trl, Bend, OR 97707 Property Records

Deschutes County property record for 16693 Wagon Trl, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,194 sqft · built 1978
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2022)
Tax Bill	$3,165 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201023-D0-05800`

Property Details

APN / Parcel Number

Primary APN	`201023-D0-05800`
Alternative APNs	`R1068201023D005800` `137443`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,194 sqft Living Area
Gross Area	1,530 sqft
1st Floor Area	631 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Area	336 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Account Number	137443
Street Address	16693 WAGON TRL
City	BEND
State	OR
Zip	97707-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	STAGE STOP MEADOWS BLOCK 1 LOT 10
Legal Range	10
Legal Township	20
Legal Section	23
Legal Subdivision	STAGE STOP MEADOWS
Legal Block	1
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1051
Census Tract	404

Owner

Source: Deschutes County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16693 WAGON TRL, BEND, OR 97707-2249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Jun 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Document Number	202217925
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0000043438
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 29, 2022
Property Address	16693 WAGON TRL, BEND, OR 97707-2249
Document Number	0000017925
Instrument Date	Apr 26, 2022
Instrument	2022-17925
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16693 WAGON TRL, BEND, OR 97707-2249

Mortgage

Document Number	0000017926
Date	Apr 29, 2022
Instrument	2022-17926

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16693 WAGON TRL, BEND, OR 97707-2249
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024056
Date	Jun 13, 2018
Instrument	2018-24056

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,165.00 (+3.74%)	$166,160 (+2.99%)	$359,260 (-2.87%) Land $129,340 Building $229,920
2024	$3,051.00 (+1.9%)	$161,330 (+2.99%)	$369,880 (-6.72%) Land $132,850 Building $237,030
2023	$2,994.00	$156,640	$396,510 Land $141,640 Building $254,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER MEADOWS IMPROVEMENT DIST serves 432 people · EPA ID OR4101232
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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