1669 Lancaster Rd, Richmond, KY 40475 Property Records

Madison County property record for 1669 Lancaster Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Jun 2015)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0056-0000-0019`

Property Details

APN / Parcel Number

Primary APN	`0056-0000-0019`
Alternative APNs	`0056-0000-0019-B` `131265` `94116` `61087`

Exterior

Lot Area	95,396 sqft (2.19 acres)

Location & Zoning

Account Number	61087
Street Address	1669 LANCASTER RD
City	RICHMOND
State	KY
Zip	40475-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1A & 2A (15.97 ACRES)
Legal Lot Number	1A,2A
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2039
Census Tract	10902

Owner

1669 Lancaster Rd is owned and occupied by two individuals who bought it in June 2015.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 REYNOLDS DR, RICHMOND, KY 40475-6805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Aug 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2015 · Amount on File
Deed Sale	Jun 16, 2015 · Amount on File
Deed Document Number	0000072572
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1669 LANCASTER RD, RICHMOND, KY 40475-7808
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01734/545
Date	Apr 3, 2017
Book Page	M01734/545
Instrument	2013956573

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	4 Months
Due	Aug 21, 2017

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1669 LANCASTER RD, RICHMOND, KY 40475-7808
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01883/272
Date	Aug 27, 2019
Book Page	M01883/272
Instrument	2013997714

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	40407

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 22, 2020

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1669 LANCASTER RD, RICHMOND, KY 40475-7808
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2028/557
Date	Mar 4, 2021
Book Page	M2028/557
Instrument	2014030661

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	40707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1669 Lancaster Rd was $2,211 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 Additional exemption filed	$234,500	$234,500
2023	$2,274.00	$234,500	$234,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1669 Lancaster Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1669 Lancaster Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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