1669 Karmen Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1669 Karmen Rd, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 906 sqft · built 1981
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$2,807 (2023)
Deeds & Mortgages	May 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0521559`

Property Details

APN / Parcel Number

Primary APN	`R0521559`
Alternative APNs	`05-1888-08-1-03-01-0000` `0000018972`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
1st Floor Area	906 sqft
Basement Area	830 sqft
Finished Basement	830 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces
Deck Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000018972
Street Address	1669 KARMEN RD
City	HELENA
State	MT
Zip	59602-7310
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PLEASANT VALLEY SUBDIVISION, S08, T10 N, R03 W, LOT 122, COS#297437
Legal Subdivision	PLEASANT VALLEY SUBDIVISION
Legal Lot Number	122
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	4
Census Block	4016
Census Tract	400

Owner

Source: Lewis And Clark County records · APN R0521559

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1669 KARMEN RD, HELENA, MT 59602-7310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF HELENA
Jan 07, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 30, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2019
Deed Sale	Jul 30, 2019
Prior Sale	Feb 06, 2006
Deed Document Number	3340211
Deed Book / Page	M55 / 7949
Record Updated	Jun 07, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1669 KARMEN RD, HELENA, MT 59602-7310
Transaction Type	Mortgage
Record Updated	Jun 02, 2022
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M61/320
Date	May 16, 2022
Book Page	M61/320
Instrument	3398309

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1669 KARMEN RD, HELENA, MT 59602-7310
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/5060
Date	Jan 07, 2022
Book Page	M60/5060
Instrument	3392565

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jul 30, 2019
Property Address	1669 KARMEN RD, HELENA, MT 59602-7310
Document Number	M55/7949
Book / Page	M55 / 7949
Instrument Date	Jul 29, 2019
Instrument	3340211
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1669 KARMEN RD, HELENA, MT 59602-7310

Mortgage

Document Number	3340212
Date	Jul 30, 2019
Instrument	3340212

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,807.00	$299,200	$299,200 Land $104,900 Building $194,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2011 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 228 locations within half a mile of this property.

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