16689 165th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 16689 165th Rd, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,620 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Feb 2021)
Tax Bill	$800 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04S-12E-10597-010060`

Property Details

APN / Parcel Number

Primary APN	`11-04S-12E-10597-010060`
Alternative APN	`10597010060`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10597010060
Street Address	16689 165TH RD
City	LIVE OAK
State	FL
Zip	32060-6414
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 2.00 ACRES LOT 6 FARMS OF LIVE OAK ORB 2241 P 181-82 WD YR 2021
Legal Range	12E
Legal Township	04S
Legal Section	11
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1040
Census Tract	970301

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16689 165TH RD, LIVE OAK, FL 32060-6414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	2021234372
Deed Book / Page	2241 / 181
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 2, 2021
Property Address	16689 165TH RD, LIVE OAK, FL 32060-6414
Document Number	0000234372
Book / Page	2241 / 181
Map Reference	MB 1 PG 351
Instrument Date	Jan 29, 2021
Instrument	2021234372
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	267 TURKEY TRL, 267, WARNE, NC 28909-7717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16689 165TH RD, LIVE OAK, FL 32060-6414

Mortgage

Document Number	0000000183
Date	Feb 2, 2021
Instrument	2241/183

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,368 (+5.99%)	$114,697 (+57.82%) Land $5,300 Building $109,397
2024	$800.00 (+0.88%)
2023	$793.00 (+1.93%) Homeowner's exemption	$62,619 (+3%)	$72,678 (+6.22%) Land $5,300 Building $67,378
2022	$778.00 Homeowner's exemption	$60,795	$68,424 Land $5,300 Building $63,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	10 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	100 / 20