Prince William County property record for 16685 Reservoir Loop, Dumfries, VA 22026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,500 sqft · built 2004 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $478,000 (Jan 2021) |
| Tax Bill | $5,103 (2024) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8290-21-3017 |
| Primary APN | 8290-21-3017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| Gross Area | 2,748 sqft |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 868 sqft |
| Finished Basement | 620 sqft |
| Unfinished Basement | 248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 232361 |
|---|---|
| Street Address | 16685 RESERVOIR LOOP |
| City | DUMFRIES |
| State | VA |
| Zip | 22026-6810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PMR |
| Legal Description | SPYGLASS HILL SEC 3 L-48 |
| Legal Subdivision | SPYGLASS HILL |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | PRINCE WILLIAM VA |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 901016 |
16685 Reservoir Loop is owned and occupied by two individuals who bought it in January 2021.
Source: Prince William County records, as of August 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16685 RESERVOIR LOOP, DUMFRIES, VA 22026-6810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 5, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage FIRST HERITAGE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Prior Sale | Oct 7, 2010 · Amount on File |
| Deed Document Number | 20218591 |
| Prior Transfer Date | Aug 30, 2018 |
| Prior Transfer Doc | 0000065593 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Recording Date | Jan 22, 2021 |
| Property Address | 16685 RESERVOIR LOOP, DUMFRIES, VA 22026-6810 |
| Document Number | 0000008591 |
| Map Reference | DOC 200307240134838 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 202101220008591 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | STEWART TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16685 RESERVOIR LOOP, DUMFRIES, VA 22026-6810 |
| Document Number | 0000008592 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 202101220008592 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Recording Date | Sep 5, 2018 |
| Property Address | 16685 RESERVOIR LOOP, DUMFRIES, VA 22026-6810 |
| Document Number | 0000065593 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 65593 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GRP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16685 RESERVOIR LOOP DUMFRIES VA 220266810, DUMFRIES, VA 22026-6810 |
| Document Number | 65594 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 65594 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2048 |
Source: Prince William County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Prince William County |
| Unified School District | Prince William County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569,100 Land $209,600 Building $359,500 | $569,100 Land $209,600 Building $359,500 | |
| 2024 | $5,103.00 (+2.74%) | ||
| 2023 | $4,967.00 | $477,400 Land $174,800 Building $302,600 | $477,400 Land $174,800 Building $302,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16685 Reservoir Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16685 Reservoir Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PWCSA - EAST serves 168,747 people · EPA ID VA6153600 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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