16682 County Line Rd, Umatilla, FL 32784 Property Records

Lake County property record for 16682 County Line Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,366 sqft · built 2022
Lot Size	5.01 acres (218,247 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Sep 2020)
Tax Bill	$10,044 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-18-26-0001-000-07400`

Property Details

APN / Parcel Number

Primary APN	`02-18-26-0001-000-07400`
Alternative APNs	`261802000100007400` `3838638`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	1 Story
Building Area	4,366 sqft Living Area
Gross Area	5,800 sqft
1st Floor Area	4,366 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	218,247 sqft (5.01 acres)
Garage Type	Attached
Garage Area	862 sqft
Porch	Finished/Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3838638
Street Address	16682 COUNTY LINE RD
City	UMATILLA
State	FL
Zip	32784-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FROM E 1/4 COR OF SEC RUN N 89-29-35 W 1246.58 FT TO EXISTING CENTERLINE OF KEENE RD N 0-04-34 W 2028.93 FT TO INTERSECTION WITH THE EXISTING CENTERLINE OF CR N 5-8161 S 89-43-16 W 518.86 FT FOR POB CONT S 89-43-16 W 251.02 FT S 0-30-25 W 893.27 FT S
Legal Range	26E
Legal Township	18S
Legal Section	2
Legal Quarter	1
Legal Tract	0001
Legal Block	2
Legal Lot Number	74
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2015
Census Tract	30110

Owner

16682 County Line Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	16682 COUNTY LINE RD, UMATILLA, FL 32784-9340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Sep 14, 2010 · Amount on File
Deed Document Number	2020107982
Deed Book / Page	5552 / 626
Prior Transfer Date	May 4, 2018
Prior Transfer Doc	0051200051
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16682 COUNTY LINE RD, UMATILLA, FL 32784-9340
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	LP TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1461 OSPREY RIDGE DR, EUSTIS, FL 32736-2509

Mortgage

Document Number	0056602370
Date	Mar 11, 2021
Book Page	5660/2370
Instrument	2021032901

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,030 (+2.9%)	$752,747 (-) Land $193,830 Building $558,917
2025		$686,140 Land $193,830 Building $492,310	$752,747 Land $193,830 Building $558,917
2024	$10,044.00 (+7.79%)
2023	$9,318.00 (+310.85%) Homeowner's exemption	$647,392 (+313.52%)	$750,662 (+379.49%) Land $208,740 Building $541,922
2022	$2,268.00	$156,555	$156,555 Land $156,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16682 County Line Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16682 County Line Rd is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3