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16680 Scrub Oaks Ln, Ramona, CA 92065 Property Records

San Diego County property record for 16680 Scrub Oaks Ln, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,896 sqft · built 1979
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Last Sale$457,000 (May 2015)
Tax Bill$5,005 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN278-381-32-00

Property Details

APN / Parcel Number

Primary APN278-381-32-00
Alternative APN
  • 2781318600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,896 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area47,916 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2781318600
Street Address16680 SCRUB OAKS LN
CityRAMONA
StateCA
Zip92065-7039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 25-13-1W SEQ S320FT OF N1002FT OF E300FT OF W700FT OF NWQ OF
Legal Range01W
Legal Township13
Legal Section25
Legal SubdivisionRANCHO SANTA FE
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2019
Census Tract20801

Owner

16680 Scrub Oaks Ln is owned and occupied by two individuals who bought it in May 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address16680 SCRUB OAKS LN, RAMONA, CA 92065-7039
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2015 · Amount on File
Deed SaleMay 8, 2015 · Amount on File
Prior SaleDec 21, 1999 · Amount on File
Deed Document Number2015232269
Prior Transfer DateApr 2, 2015
Prior Transfer Doc0000232268
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16680 SCRUB OAKS LN, RAMONA, CA 92065-7039
Document Number0000026397
Instrument DateJan 4, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyUTOPIAN GROUP

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16680 SCRUB OAKS LN RAMONA CA 920657039, RAMONA, CA 92065-7039

Mortgage

Document Number0000026397
DateJan 23, 2018
Instrument26397
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16680 Scrub Oaks Ln was $5,005 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$468,274 (+2%) Land $165,486 Building $302,788
2025$5,005.00 Homeowner's exemption$459,093 Land $162,242 Building $296,851
2023$4,613.00 (-2.51%) Homeowner's exemption$441,268 Land $155,943 Building $285,325
2022$4,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16680 Scrub Oaks Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16680 Scrub Oaks Ln is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 96% of the US · above 84% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

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