16680 Ditch Dr NE, Osakis, MN 56360 Property Records

Douglas County property record for 16680 Ditch Dr NE, Osakis, MN 56360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,010 sqft · built 2003
Lot Size	5.3 acres (231,303 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Sep 2023)
Tax Bill	$2,376 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-0009-895`

Property Details

APN / Parcel Number

Primary APN	`51-0009-895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Building Area	2,010 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Lot Area	231,303 sqft
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	200 sqft
Poultry House	96 sqft

Location & Zoning

Street Address	16680 DITCH DR NE
City	OSAKIS
State	MN
Zip	56360-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC-01 TWP-128 RANG-36 W 515 OF N 449 OF NE4 SW4 AC 5.31
Legal Range	36
Legal Township	128
Legal Section	01
Jurisdiction	DOUGLAS MN
Township / Civil Division	OSAKIS
Census Block Group	1
Census Block	1066
Census Tract	450500

Owner

16680 Ditch Dr NE is owned and occupied by two individuals who acquired it in December 2024.

Source: Douglas County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 18, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST WESTERN BANK & TRUST
May 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	2023452059
Last Transfer Date	Dec 3, 2024
Transfer Doc	000A460833
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MN
Recording Date	Jun 9, 2026
Property Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017
Document Number	0000472648
Instrument Date	May 29, 2026
Instrument	2026472648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017

Mortgage

Document Number	0000472648,
Date	Jun 9, 2026
Instrument	2026472648

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 29, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MN
Recording Date	May 28, 2026
Property Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017
Document Number	0000472347
Instrument Date	May 20, 2026
Instrument	2026472347
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017

Mortgage

Document Number	0000472347,
Date	May 28, 2026
Instrument	2026472347

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS MN
Recording Date	Sep 18, 2023
Property Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017
Document Number	000A452059
Instrument Date	Sep 15, 2023
Instrument	A452059
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	HOME TOWN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017

Mortgage

Document Number	000A452060
Date	Sep 18, 2023
Instrument	A452060

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MN
Property Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16680 DITCH DR NE, OSAKIS, MN 56360-8017

Mortgage

Document Number	000A449439
Date	May 18, 2023
Instrument	A449439

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 16680 Ditch Dr NE was $2,376, up 2.6% from the year before.

Source: Douglas County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Douglas County
County Subdivision	Osakis Township
Unified School District	Osakis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,376.00 (+2.59%)	$252,800 (-4.68%) Land $53,600 Building $199,200	$252,800 (-4.68%) Land $53,600 Building $199,200
2025	$2,316.00	$265,200 Land $53,600 Building $211,600	$265,200 Land $53,600 Building $211,600
2023	$2,026.00 Homeowner's exemption	$240,600 Land $43,100 Building $197,500	$240,600 Land $43,100 Building $197,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16680 Ditch Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16680 Ditch Dr NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Arvig DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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