16664 Shell Bay Dr, Land O Lakes, FL 34638 Property Records

Pasco County property record for 16664 Shell Bay Dr, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,405 sqft · built 2023
Lot Size0.098 acres (4,286 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Mar 2026)
Tax Bill$5,532 (2025)
Deeds & MortgagesMar 2026 Sale
May 2023 Sale & Mortgage
Flood ZoneZone A (high risk)
APN18-25-18-0070-00000-2390

Property Details

APN / Parcel Number

Primary APN18-25-18-0070-00000-2390

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,405 sqft Living Area
Gross Area1,647 sqft
1st Floor Area1,405 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area4,286 sqft (0.098 acres)
Garage TypeAttached
Garage Area242 sqft
DrivewayDriveway
Driveway Area108 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address16664 SHELL BAY DR
CityLAND O LAKES
StateFL
Zip34638-5750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionANGELINE PHASES 1A 1B 1C & 1D PB 87 PG 072 LOT 239
Legal SubdivisionANGELINE
Legal Tract70
Legal Lot Number239
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1000
Census Tract31701

Owner

Source: Pasco County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 HESTER LN, RONKONKOMA, NY 11779-5743
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 2, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2026 · Amount on Record
Deed SaleMar 19, 2026 · Amount on Record
Prior SaleMay 2, 2023 · Amount on Record
Deed Document Number202649914
Deed Book / Page11384 / 840
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateMar 19, 2026
Property Address16664 SHELL BAY DR, LAND O LAKES, FL 34638-5750
Document Number0113840840
Book / Page11384 / 840
Map ReferenceMB 87 PG 72
Instrument DateMar 12, 2026
Instrument2026049914
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2137 IRON POINT RD # RD2208, RD2208, FOLSOM, CA 95630-8854

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 EESTER LANE, RONKONKOMA, NY 11779

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateMay 2, 2023
Property Address16664 SHELL BAY DR, LAND O LAKES, FL 34638-5750
Document Number0108093851
Book / Page10809 / 3851
Map ReferenceMB 87 PG 72
Instrument DateApr 27, 2023
Instrument2023077008
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,953.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4301 W BAY AVE # 600, 600, TAMPA, FL 33616-1212

Transferred To (Grantee/Buyer)

NameVerified Name
Address16664 SHELL BAY DR, LAND O LAKES, FL 34638-5750

Mortgage

Document Number0108093855
DateMay 2, 2023
Instrument10809/3855
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,829 (-0.22%) Land $31,293 Building $195,536$226,829 (-0.22%) Land $31,293 Building $195,536
2025$5,532.00 (+6.69%) Homeowner's exemption$227,336 (+626.48%) Land $31,293 Building $196,043$227,336 (+626.48%) Land $31,293 Building $196,043
2024$5,185.00 (+101.2%)
2023$2,577.00 (+12.73%)$31,293 (+15%) Land $31,293$31,293 (+15%) Land $31,293
2022$2,286.00$12,517$12,517 Land $12,517

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 689 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies689 in force
Nearby Flood Claims10 (2004–2025)
Claims Outside the SFHA9 of 10
Most Recent ClaimDec 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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