16664 Co Rd 3520, Ada, OK 74820 Property Records

Pontotoc County property record for 16664 Co Rd 3520, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,141 sqft · built 2011
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Trust Names on File
Last Sale	$150,000 (Aug 2019)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28691`

Property Details

APN / Parcel Number

Primary APN	`28691`
Alternative APN	`0000-12-003-005-0-043-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	2,141 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	155,074 sqft (3.56 acres)
Garage Type	Built-in
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	566 sqft
Patio Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28691
Street Address	16664 COUNTY ROAD 3520
City	ADA
State	OK
Zip	74820-5788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NW NW SW & W140' NE NW NW SW OF THE NE NW NW SW AS DESC 2529/165 FROM FC#2 SEC. 12-3-5 CHICKASAW TWP
Legal Range	05E
Legal Township	03N
Legal Section	12
Legal Subdivision	LIC 27-4-6 -ADA SD
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2031
Census Tract	89000

Owner

16664 Co Rd 3520 is owner-occupied and held in a trust since August 2019.

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	16658 COUNTY ROAD 3520, ADA, OK 74820-5788
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage VISION BANK
Jun 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	20194101
Deed Book / Page	3325 / 259
Prior Transfer Date	Jun 10, 2011
Prior Transfer Doc	002539/082
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 17, 2026
Property Address	16664 COUNTY ROAD 3520, ADA, OK 74820-5788
Document Number	0000003563
Book / Page	4021 / 17
Instrument Date	Jun 16, 2026
Instrument	20263563
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16658 COUNTY ROAD 3520, ADA, OK 74820-5788

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16664 COUNTY ROAD 3520, ADA, OK 74820-5788
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003520/238
Date	Jul 8, 2021
Book Page	3520/238
Instrument	I-2021-004167

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 9, 2019
Property Address	16664 COUNTY ROAD 3520, ADA, OK 74820-5788
Document Number	003325/259
Book / Page	3325 / 259
Instrument Date	Aug 8, 2019
Instrument	2019-004101
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16664 COUNTY ROAD 3520, ADA, OK 74820-5788

Mortgage

Document Number	2019004102
Date	Aug 9, 2019
Instrument	2019-004102

Lender

Name	VISION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2029

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 6, 2018
Property Address	16664 COUNTY ROAD 3520, ADA, OK 74820-5788
Document Number	003221/083
Book / Page	3221 / 083
Instrument Date	Jun 5, 2018
Instrument	2018-003047
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Tax	$388.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16658 COUNTY ROAD 3520, ADA, OK 74820-5788

Tax Assessment & Valuation

The 2025 property tax bill for 16664 Co Rd 3520 was $3,606 with a homeowner's exemption, down 1.9% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Latta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,895 (+3%) Land $3,600 Building $34,295	$315,788 (+2.09%) Land $30,000 Building $285,788
2025	$3,606.00 (-1.93%) Homeowner's exemption	$36,791 (+3%) Land $3,600 Building $33,191	$309,323 (-4.65%) Land $30,002 Building $279,321
2024	$3,677.00 (+5.81%) Homeowner's exemption	$35,720 (+3%) Land $3,506 Building $32,214	$324,401 (+9.97%) Land $30,002 Building $294,399
2023	$3,475.00 Homeowner's exemption	$34,679 Land $3,475 Building $31,204	$294,999 Land $30,002 Building $264,997

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16664 Co Rd 3520 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16664 Co Rd 3520 is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 80% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 8 serves 4,250 people · EPA ID OK2006215
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, T-Mobile.

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