16660 Palm St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16660 Palm St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,958 sqft · built 1990
Lot Size	0.425 acres (18,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0412-266-23-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-266-23-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	2,441 sqft
1st Floor Area	1,958 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,500 sqft (0.425 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	341 sqft
Patio Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	16660 PALM ST
City	HESPERIA
State	CA
Zip	92345-5958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5373 LOT 57 TRACT NO 5373 LOT 57 EX WTR RTS AND EX 1/2 1NT M1N RTS W1THOUT S E
Legal Subdivision	TRACT NO 5373
Legal Tract	5373
Legal Block	3
Legal Lot Number	57
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3010
Census Tract	10032

Owner

16660 Palm St is owned and occupied by two individuals who acquired it in December 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16660 PALM ST, HESPERIA, CA 92345-5958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020
Deed Sale	Dec 7, 2020
Prior Sale	Jun 7, 2016 · Amount on File
Deed Document Number	2020495312
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0000495312
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16660 PALM ST, HESPERIA, CA 92345-5958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094918
Date	Mar 3, 2017
Instrument	2017-0094918

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 7, 2020
Property Address	16660 PALM ST, HESPERIA, CA 92345-5958
Document Number	0000495312
Map Reference	MB 63 PG 94-106
Instrument Date	Nov 19, 2020
Instrument	2020-0495312
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16660 PALM ST, HESPERIA, CA 92345-5958

Mortgage

Document Number	0000495313
Date	Dec 7, 2020
Instrument	2020-0495313

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16660 Palm St was $3,044 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$283,757 (+2%) Land $56,753 Building $227,004
2025	$3,044.00 Homeowner's exemption	$278,193 Land $55,640 Building $222,553
2023	$2,940.00 (+2.4%) Homeowner's exemption	$267,390 Land $53,479 Building $213,911
2022	$2,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16660 Palm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16660 Palm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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