16658 Bennett Ct, Ridge, MD 20680 Property Records

St. Mary's County property record for 16658 Bennett Ct, Ridge, MD 20680

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,864 sqft · built 1999
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on Record
Last Sale$26,500 (Aug 1996)
Tax Bill$3,550 (2025)
Deeds & MortgagesMar 2024 Transfer
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-010573

Property Details

APN / Parcel Number

Primary APN01-010573
Alternative APNs
  • 1010573
  • 010573

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,864 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area82,764 sqft (1.9 acres)
Garage TypeMixed
Garage Area1,920 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area432 sqft
Shed1 Shed
Shed Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number010573
Street Address16658 BENNETT CT
CityRIDGE
StateMD
Zip20680-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal Description1.90 ACRES SURVEY IN EWA 781/230
Legal SubdivisionRIDGE
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group4
Census Block4009
Census Tract876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16658 BENNETT CT, RIDGE, MD 20680-3214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Intrafamily Transfer, Transfer
Sep 6, 2017Deed of Trust, Mortgage · Commercial Mortgage
OLD LINE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 1996 · Amount on Record
Deed SaleAug 6, 1996 · Amount on Record
Prior SaleMay 8, 1996 · Amount on Record
Deed Document Number19965858
Deed Book / Page1078 / 555
Last Transfer DateMar 20, 2024
Transfer Doc0064830117
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST MARY'S MD
Recording DateMar 21, 2024
Property Address16658 BENNETT CT, RIDGE, MD 20680-3214
Document Number0064830117
Book / Page6483 / 117
Map ReferenceLB EWA 781 FO 232
Instrument DateMar 20, 2024
Transaction TypeTransfer
Record UpdatedApr 10, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16658 BENNETT CT, RIDGE, MD 20680-3214

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address16658 BENNETT CT, RIDGE, MD 20680-3214
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047170397
DateSep 6, 2017
Book Page4717/397
Instrument4717-397
Lender
NameOLD LINE BANK
TypeBank
AddressBOWIE, MD 20716
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,000 (+7.03%) Land $125,000 Building $360,000$485,000 (-) Land $125,000 Building $360,000
2025$3,550.00 (-14.95%) Homeowner's exemption$453,133 (+16.37%)$485,000 (+24.55%) Land $125,000 Building $360,000
2023$4,174.00 Homeowner's exemption$389,400 Land $120,000 Building $269,400$389,400 Land $120,000 Building $269,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims107 (1985–2022)
Claims Outside the SFHA38 of 107
Most Recent ClaimOct 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Isabel, Sep 2003 · 46 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 90% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Breezeline
Cable
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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