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16656 Spring Tree Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16656 Spring Tree Dr, Spring Lake, MI 49456 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2023
Square Footage2,678 sqft Living Area
Lot Size14,688 sqft (0.337 acres)
OccupancyOwner Occupied
Last Sale$645,000 (2024)
Tax Bill$10,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN70-03-10-306-022

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,678 sqft Living Area
1st Floor1,160 sqft 1st Floor
Basement Area1,160 sqft Basement
Unfinished Basement1,160 sqft Unfinished
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleCondo/Apartment Style
Lot Area14,688 sqft (0.337 acres)
Parking Spaces2 Parking Spaces
Garage Area698 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address16656 SPRING TREE DR
CitySPRING LAKE
StateMI
Zip49456-1215
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 19 SPRING RIDGE AS RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS DOC #2017-0041965 CONDO PLAN #633 SEC 10 T8N R16W
Legal Range16W
Legal Township08N
Legal Section10
Legal SubdivisionSPRING RIDGE
Legal Unit19
JurisdictionOTTAWA MI
Minor Civil DivisionSPRING LAKE
Census Blockgroup3
Census Block3002
Census Tract20600

Owner

Source: Ottawa County records · APN 70-03-10-306-022

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16656 SPRING TREE DR, SPRING LAKE, MI 49456-1215
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Jun 21, 2023Warranty Deed, Construction Loan · Building or Construction Mortgage
MACATAWA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2024 · Amount on Record
Deed SaleFeb 21, 2024 · Amount on Record
Prior SaleJun 21, 2023 · Amount on Record
Deed Doc Number20244014
Record RefreshedSep 20, 2026

February 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateFeb 21, 2024
Property Address16656 SPRING TREE DR, SPRING LAKE, MI 49456-1215
Document Number20240004014
Map ReferenceDOC 2017-0041965
Instrument DateFeb 21, 2024
Instrument2024-0004014
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 07, 2024
Title CompanyLIGHTHOUSE TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,837.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1777 R W BERENDS DR SW, WYOMING, MI 49519-4993

Transferred To (Grantee/Buyer)

NameVerified Name
Address14841 SHORECEST DRIVE, SPRING LAKE, MI 49456-9289

Mortgage

Document Number20240004015
DateFeb 21, 2024
Instrument2024-0004015
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.37%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMar 01, 2029
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change8.37%
Index1-Year CMT
Max Rate11.3%

June 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateJun 21, 2023
Property Address16656 SPRING TREE DR, SPRING LAKE, MI 49456-1215
Document Number20230015200
Map ReferenceDOC 2017-0041965
Instrument DateJun 20, 2023
Instrument2023-0015200
Transaction TypeConstruction Loan
Record UpdatedJul 13, 2023
Title CompanyLIGHTHOUSE TITLE INC

Transaction

AmountAmount Recorded
Tax$825.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3115 RAILWAY DR SW, BYRON CENTER, MI 49315-8984

Transferred To (Grantee/Buyer)

NameVerified Name
Address1777 R W BERENDS DR SW, WYOMING, MI 49519-4993
InvestorPossibly a Property Investor

Mortgage

Document Number20230015201
DateJun 21, 2023
Instrument2023-0015201
Lender
NameMACATAWA BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionSpring Lake Township
Unified School DistrictSpring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$356,700 (+548.55%)$713,400 (+548.55%)
2025$10,987.00 (+3,796.1%)
2023$55,000$110,000
2022$282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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