16656 Palm Spring Dr, Clermont, FL 34714 Property Records

Lake County property record for 16656 Palm Spring Dr, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 3,082 sqft · built 2004
Lot Size	0.149 acres (6,489 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2024)
Tax Bill	$6,293 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-24-26-0700-000-09600`

Property Details

APN / Parcel Number

Primary APN	`26-24-26-0700-000-09600`
Alternative APN	`3805536`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,082 sqft Living Area
Gross Area	3,482 sqft
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,489 sqft (0.149 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	406 sqft
Porch	Finished/Open Porch
Porch Area	288 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3805536
Street Address	16656 PALM SPRING DR
City	CLERMONT
State	FL
Zip	34714-6897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GLENBROOK SUB LOT 96 PB 46 PGS 30-33 ORB 6356 PG 1776
Legal Range	26E
Legal Township	24S
Legal Section	26
Legal Subdivision	GLENBROOK SUB
Legal Tract	0700
Legal Lot Number	96
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1039
Census Tract	31314

Owner

16656 Palm Spring Dr is owned by two individuals who bought it in June 2024.

Source: Lake County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 FT CLINCH HEIGHTS RD, FROSTPROOF, FL 33843-9428
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 13, 2020	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Prior Sale	Feb 24, 2022 · Amount on File
Deed Document Number	202475579
Deed Book / Page	6356 / 1776
Prior Transfer Date	Sep 6, 2016
Prior Transfer Doc	0048302381
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 24, 2022
Property Address	16656 PALM SPRING DR, CLERMONT, FL 34714-6897
Document Number	0059021401
Book / Page	5902 / 1401
Map Reference	MB 46 PG 30
Instrument Date	Feb 17, 2022
Instrument	2022025648
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	GOLDEN KEY TITLE SERVICES LLC, GOLDEN KEY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9919 203RD ST, HOLLIS, NY 11423-3422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16656 PALM SPRING DR, CLERMONT, FL 34714-6897

Mortgage

Document Number	0059021403
Date	Feb 24, 2022
Instrument	5902/1403

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 13, 2020
Property Address	16656 PALM SPRING DR, CLERMONT, FL 34714-6897
Document Number	0055812390
Book / Page	5581 / 2390
Map Reference	MB 46 PG 30
Instrument Date	Nov 6, 2020
Instrument	2020127726
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 BUTTONWOOD DR, 511, DOWNINGTOWN, PA 19335-4121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16656 PALM SPRING DR, CLERMONT, FL 34714-6897

Mortgage

Document Number	0055812391
Date	Nov 13, 2020
Instrument	5581/2391

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16656 Palm Spring Dr was $6,293, down 4.4% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,248 (-0.03%) Land $87,450 Building $325,798	$413,248 (-0.03%) Land $87,450 Building $325,798
2025	$6,293.00 (-4.41%)	$413,383 Land $87,450 Building $325,933	$413,383 Land $87,450 Building $325,933
2024	$6,583.00 (+4.38%)
2023	$6,307.00 (+29.06%)	$424,534 (+23.14%)	$424,534 (+23.14%) Land $87,450 Building $337,084
2022	$4,887.00	$344,766	$344,766 Land $59,125 Building $285,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16656 Palm Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16656 Palm Spring Dr is moderate, ranking above 47% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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