Adams County property record for 16654 Downing St, Thornton, CO 80602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,287 sqft · built 2013 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Oct 2013) |
| Tax Bill | $1,621 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0156670 |
| Primary APN | R0156670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,287 sqft Living Area |
| 1st Floor Area | 1,041 sqft |
| 2nd Floor Area | 1,246 sqft |
| Basement Area | 1,041 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,998 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0156670 |
|---|---|
| Old Parcel Number | 157302206006 |
| Street Address | 16654 DOWNING ST |
| City | THORNTON |
| State | CO |
| Zip | 80602-7695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:NORTH CREEK FARMS SUBD FILING #3 BLK:5 LOT:16 |
| Legal Range | 68W |
| Legal Township | 01S |
| Legal Section | 02 |
| Legal Quarter | NW |
| Legal Subdivision | NORTH CREEK FARMS |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 61200 |
16654 Downing St is owned and occupied by an individual who acquired it in September 2014.
Source: Adams County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16654 DOWNING ST, THORNTON, CO 80602-7695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2018 | Deed of Trust, Mortgage · Line of Credit RED ROCKS CU |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2013 · Amount on File |
| Deed Sale | Oct 10, 2013 · Amount on File |
| Prior Sale | Oct 10, 2013 · Amount on File |
| Deed Document Number | 0000088386 |
| Last Transfer Date | Sep 8, 2014 |
| Transfer Doc | 0000060937 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 16654 DOWNING ST, THORNTON, CO 80602-7695 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026026 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 2018000026026 |
| Name | RED ROCKS CU |
|---|---|
| Type | Credit Union |
| Address | LITTLETON, CO 80120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 8, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 16654 DOWNING ST, THORNTON, CO 80602-7695 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000104141 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020000104141 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 16654 Downing St was $1,621.
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,621.00 | $38,250 Land $8,250 Building $30,000 | $612,000 Land $132,000 Building $480,000 |
| 2023 | $4,716.00 (+2.01%) | $43,230 (+3%) Land $8,320 Building $34,910 | $639,000 (+5.83%) Land $123,000 Building $516,000 |
| 2022 | $4,623.00 | $41,970 Land $17,100 Building $24,870 | $603,806 Land $246,000 Building $357,806 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16654 Downing St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16654 Downing St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THORNTON serves 226,465 people · EPA ID CO0101150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures