St. Joseph County property record for 16652 Kellogg Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,607 sqft · built 1950 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,900 (Mar 2021) |
| Tax Bill | $873 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-080-009-00 |
| Primary APN | 009-080-009-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,607 sqft Building Perimeter |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 147 ft deep x 92 ft wide |
| Garage Area | 1,364 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 16652 KELLOGG AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 13 & 14. FAIRVIEW PARK ADD. SEC 7 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW PARK ADD |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 009-080-009-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16652 KELLOGG AVE, THREE RIVERS, MI 49093-1487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2022 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Mar 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY |
| Mar 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on Record |
| Deed Sale | Mar 12, 2021 · Amount on Record |
| Prior Sale | Oct 13, 2011 · Amount on Record |
| Deed Document Number | 20212443 |
| Prior Transfer Date | Mar 06, 2021 |
| Prior Transfer Doc | 0000002679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16652 KELLOGG AVE, THREE RIVERS, MI 49093-1487 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022006867 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 2022006867 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 12, 2021 |
| Property Address | 16652 KELLOGG AVE, THREE RIVERS, MI 49093-1487 |
| Document Number | 2021002443 |
| Map Reference | LB 2 PG 10 |
| Instrument Date | Mar 08, 2021 |
| Instrument | 2021002443 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | OAK TITLE SERVICES LLC, OAK TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16652 KELLOGG AVE, 16652, THREE RIVERS, MI 49093-1487 |
| Name | Verified Name |
|---|---|
| Address | 66889 CONSTANTINE RD, CONSTANTINE, MI 49042-9717 |
| Date | Mar 12, 2021 |
|---|
| Name | RUOFF MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 16652 KELLOGG AVE, THREE RIVERS, MI 49093-1487 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1998/447 |
|---|---|
| Date | Mar 03, 2020 |
| Book Page | 1998/447 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2035 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,600 | $187,200 | |
| 2025 | $873.00 Homeowner's exemption |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), as of June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0006610, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THREE RIVERS serves 7,905 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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