1665 White Cloud Dr N, Isle, MN 56342 Property Records

Mille Lacs County property record for 1665 White Cloud Dr N, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 1981
Lot Size	0.407 acres (17,770 sqft)
Owner	Individual Name on File
Last Sale	$87,036 (Feb 2022)
Tax Bill	$8,644 (2026)
Deeds & Mortgages	Oct 2025 Transfer Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-560-0260`

Property Details

APN / Parcel Number

Primary APN	`20-560-0260`

Interior

Building Area	1,648 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	17,770 sqft (0.407 acres)
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Shed	1 Shed
Shed Area	192 sqft

Location & Zoning

Street Address	1665 WHITE CLOUD DR N
City	ISLE
State	MN
Zip	56342-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& W 1/2 OF LOT 9 BLK 2
Legal Range	25
Legal Township	42
Legal Section	03
Legal Subdivision	MALONE ISLAND ESTATES
Legal Block	2
Legal Lot Number	8
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1012
Census Tract	970100

Owner

1665 White Cloud Dr N is owned and occupied by an individual who acquired it in October 2025.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1665 WHITE CLOUD DR N, ISLE, MN 56342-2622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Transfer on Death Deed, Transfer
Feb 24, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Deed Document Number	2022430034
Last Transfer Date	Oct 9, 2025
Transfer Doc	000A448311
Record Updated	Oct 29, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 9, 2025
Property Address	1665 WHITE CLOUD DR N, ISLE, MN 56342-2622
Document Number	000A448311
Instrument Date	Oct 9, 2025
Instrument	A448311
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 WHITE CLOUD DR N, ISLE, MN 56342-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 WHITE CT DR, ISLE, MN 56342

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 24, 2022
Property Address	1665 WHITE CLOUD DR N, ISLE, MN 56342-2622
Document Number	000A430034
Instrument Date	Feb 24, 2022
Instrument	A430034
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 WHITE CLOUD DR N, 1665, ISLE, MN 56342-2622

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 1665 White Cloud Dr N was $8,644, up 11.7% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,644.00 (+11.65%)	$576,400 (+2.25%) Land $254,400 Building $322,000	$576,400 (+2.25%) Land $254,400 Building $322,000
2025	$7,742.00 Homeowner's exemption	$563,700 Land $254,400 Building $309,300	$563,700 Land $254,400 Building $309,300
2023	$7,078.00	$493,200 Land $232,200 Building $261,000	$493,200 Land $232,200 Building $261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1665 White Cloud Dr N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1665 White Cloud Dr N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Cloud Dr N

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