1665 Narcissus Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 1665 Narcissus Ave, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1971
Lot Size	0.061 acres (2,670 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2018)
Tax Bill	$4,151 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00268710-000000`

Property Details

APN / Parcel Number

Primary APN	`00268710-000000`
Alternative APNs	`15662900268710000000` `1340341`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,670 sqft (0.061 acres)
Lot Dimensions	85 ft deep x 31 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1340341
Old Parcel Number	15662900268710000000
Street Address	1665 NARCISSUS AVE
City	BIG PINE KEY
State	FL
Zip	33043-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDEN PINES COLONY PB4-158 BIG PINE KEY PT OF S1/2 LOT 1 BLK 18 (BORDERING NARCISSUS) B-C-C-NO 29 OR286-268-269 OR546-578
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	18
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1097
Census Tract	971402

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1665 NARCISSUS AVE, BIG PINE KEY, FL 33043-6034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 14, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	Oct 8, 2008 · Amount on Record
Deed Document Number	2159397
Deed Book / Page	2896 / 0413
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1665 NARCISSUS AVE, BIG PINE KEY, FL 33043-6034
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 NARCISSUS AVE, BIG PINE KEY, FL 33043-6034

Mortgage

Document Number	0032450476
Date	Oct 2, 2023
Book Page	3245/476
Instrument	2434516

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1665 NARCISSUS AVE, BIG PINE KEY, FL 33043-6034
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 NARCISSUS AVE, BIG PINE KEY, FL 33043-6034

Mortgage

Document Number	0030961606
Date	May 12, 2021
Book Page	3096/1606
Instrument	2318957

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1665 NARCISSUS AVE, BIG PINE KEY, FL 33043-6034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029640701
Date	May 15, 2019
Book Page	2964/0701
Instrument	2220122

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 14, 2018
Property Address	1665 NARCISSUS AVE, BIG PINE KEY, FL 33043-6034
Document Number	0028960413
Book / Page	2896 / 0413
Instrument Date	Mar 9, 2018
Instrument	2159397
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14858 GRANADA DR, 14858, CORPUS CHRISTI, TX 78418-7905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 NARCISSUS AVE, BIG PINE KEY, FL 33043-6034

Mortgage

Document Number	0002159399
Date	Mar 14, 2018
Instrument	2159399

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$459,526 (-0.28%) Land $277,696 Building $181,830	$459,526 (-0.28%) Land $277,696 Building $181,830
2024	$4,151.00 (+6.06%)
2023	$3,914.00 (+9.97%)	$460,794 (+16.93%) Land $290,485 Building $170,309	$460,794 (+16.93%) Land $290,485 Building $170,309
2022	$3,559.00	$394,063 Land $221,061 Building $173,002	$394,063 Land $221,061 Building $173,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

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