1665 Harding Rd, Northfield (Winnetka), IL 60093 Property Records

Cook County property record for 1665 Harding Rd, Northfield, IL 60093

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,674 sqft · built 1938
Lot Size0.17 acres (7,400 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Aug 2022)
Tax Bill$9,650 (2023)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2022 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-19-322-003

Property Details

APN / Parcel Number

Primary APN05-19-322-003
Alternative APN
  • 05-19-322-003-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,674 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1939
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,400 sqft (0.17 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address1665 HARDING RD
CityNORTHFIELD
StateIL
Zip60093-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(HIGGINS) SUB OF PT OF LT2 OF HAPPS SUB OF PT OF S21A CS OF SH SW LYING E OF HAPP ROAD SH SW SEC 19-42-13
Legal Range13E
Legal Township42N
Legal Section19
Legal SubdivisionHIGGINS SUB
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group1
Census Block1016
Census Tract800800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4023 GREENWOOD AVE, CHICAGO, IL
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
GOLD COAST BANK CHICAGO IL
Aug 1, 2022Deed, Transfer · Line of Credit
GOLD COAST BANK CHICAGO IL
Jan 23, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Deed Document Number202228070
Prior Transfer DateDec 19, 2017
Prior Transfer Doc0000046128
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1665 HARDING RD, NORTHFIELD, IL 60093-3420
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1665 HARDING RD, NORTHFIELD, IL 60093-3420

Mortgage

Document Number0003731003
DateFeb 6, 2026
Instrument2603731003
Lender
NameGOLD COAST BANK CHICAGO IL
TypeBank
AddressCHICAGO, IL 60610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate TypeFixed Rate
Rate5.99%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateAug 1, 2022
Property Address1665 HARDING RD, NORTHFIELD, IL 60093-3420
Document Number0021328070
Instrument DateJul 29, 2022
Instrument2221328070
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1665 HARDING RD, NORTHFIELD, IL 60093-3420

Mortgage

Document Number0021328071
DateAug 1, 2022
Instrument2221328071
Lender
NameGOLD COAST BANK CHICAGO IL
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueAug 1, 2024

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJan 23, 2018
Property Address1665 HARDING RD, NORTHFIELD, IL 60093-3420
Document Number1802346128
Instrument DateDec 19, 2017
Instrument2346128
Transaction TypeTransfer
Record UpdatedJan 31, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1665 HARDING RD NORTHFIELD IL 600933420, NORTHFIELD, IL 60093-3420

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityNorthfield Village
Elementary School DistrictAvoca School District 37 (KG - 08)
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$54,769 (+27.37%) Land $11,840 Building $42,929$547,690 (+27.37%) Land $118,400 Building $429,290
2023$9,650.00 (+23.18%)
2022$7,834.00 Homeowner's exemption Senior Citizen's exemption$43,000 Land $11,840 Building $31,160$430,000 Land $118,400 Building $311,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims99 (1979–2020)
Claims Outside the SFHA32 of 99
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, May 2013 · 14 claims
  • Severe Storms And Flooding, Sep 2008 · 28 claims
  • Severe Storms & Flooding, Aug 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHFIELD
serves 5,751 people · EPA ID IL0312100
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
currently in violation since Mar 2026
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Harding Rd

Nearby Streets

Search Property Records by Address or Parcel Number