1665 Ford Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 1665 Ford Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1960
Lot Size	0.206 acres (8,963 sqft)
Owner	Individual Name on Record
Tax Bill	$6,502 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`00309650-000000`

Property Details

APN / Parcel Number

Primary APN	`00309650-000000`
Alternative APNs	`13662900309650000000` `1381748`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,032 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	8,963 sqft (0.206 acres)
Lot Dimensions	90 ft deep x 88 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	768 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	475 sqft
Deck Area	36 sqft
Patio Area	36 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1381748
Street Address	1665 FORD RD
City	BIG PINE KEY
State	FL
Zip	33043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	PT TRACT A AND SLY 1,850 SQ FT (0.042AC) OF FORD ROAD AND THE ELY 1,050 SQ FT OF CANAL STREET PUNTA BRISA PB2-157 BIG PINE KEY G55-520 OR516-348 OR685-201 OR685-202 OR875-1984 OR983-2153/54 OR1050-144 OR1214-2309/10 OR2194-1804/06 OR2258-1279OR3123-0
Legal Range	29E
Legal Township	66S
Legal Section	13
Legal Subdivision	PUNTA BRISA
Legal Tract	A
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2004
Census Tract	971401

Owner

Source: Monroe County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6691 W 15TH CT, HIALEAH, FL 33012-6209
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2022	Quit Claim Deed, Transfer MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC
Sep 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BGF HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022
Deed Sale	Aug 4, 2022
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	20222386381
Deed Book / Page	3187 / 1263
Prior Transfer Date	Feb 25, 2014
Prior Transfer Doc	0026740256
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1665 FORD RD, BIG PINE KEY, FL 33043
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 FORD RD, BIG PINE KEY, FL 33043

Mortgage

Document Number	0031901460
Date	Aug 22, 2022
Book Page	3190/1460
Instrument	2388674

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Aug 4, 2022
Property Address	1665 FORD RD, BIG PINE KEY, FL 33043
Document Number	0031871263
Book / Page	3187 / 1263
Map Reference	MB 2 PG 157
Instrument Date	Jul 28, 2022
Instrument	2386381
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6691 W 15TH CT, 6691, HIALEAH, FL 33012-6209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6691 W 15TH CT, HIALEAH, FL 33012-6209

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 1, 2021
Property Address	1665 FORD RD, BIG PINE KEY, FL 33043
Document Number	0031230951
Book / Page	3123 / 951
Map Reference	MB 2 PG 157
Instrument Date	Aug 16, 2021
Instrument	2337987
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	362 PEBBLE CREEK CT, 362, AMHERST, OH 44001-3343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6691 W 15TH CT, HIALEAH, FL 33012-6209

Mortgage

Document Number	3123954
Date	Sep 1, 2021
Instrument	3123/954

Lender

Name	BGF HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$650,413 (-0.86%) Land $379,811 Building $270,602	$650,413 (-0.86%) Land $379,811 Building $270,602
2024	$6,502.00 (+2.91%)
2023	$6,318.00 (+22.18%)	$656,058 (+26.11%) Land $405,132 Building $250,926	$656,058 (+26.11%) Land $405,132 Building $250,926
2022	$5,171.00	$520,245 Land $273,465 Building $246,780	$520,245 Land $273,465 Building $246,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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