1665 Cool Spring Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1665 Cool Spring Rd, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1985
Lot Size	0.08 acres (3,511 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2024)
Tax Bill	$3,095 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061B0-03-0S-00100`

Property Details

APN / Parcel Number

Primary APN	`061B0-03-0S-00100`
Alternative APN	`23425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,307 sqft Finished Area
Basement Area	656 sqft
Finished Basement	250 sqft
Unfinished Basement	406 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	3,511 sqft (0.08 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	18 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1665 COOL SPRING RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNWOOD 3 S 1
Legal Subdivision	TOWNWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2000
Census Tract	10702

Owner

Source: Albemarle County records · APN 061B0-03-0S-00100

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	353 KELSEY PARK CIR, PALM BEACH GARDENS, FL 33410-3265
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2020	Deed of Trust, Mortgage · Conventional with PMI C&F MTG
Apr 01, 2019	Grant Deed, Transfer · Conventional with PMI C&F MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Apr 01, 2019 · Amount on Record
Deed Document Number	20246024
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1665 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1380
Document Number	0000003803
Instrument Date	Apr 01, 2020
Transaction Type	Mortgage
Record Updated	May 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 COOL SPRING RD CHARLOTTESVILLE VA 229011380, CHARLOTTESVILLE, VA 22901-1380

Mortgage

Document Number	0000003803
Date	Apr 06, 2020
Book Page	005297/000346
Instrument	3803

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 05, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 01, 2019
Property Address	1665 COOL SPRING RD, CHARLOTTESVILLE, VA 22901-1380
Document Number	0000002901
Book / Page	005150 / 000602
Instrument Date	Mar 21, 2019
Instrument	2901
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 COOL SPRING RD CHARLOTTESVILLE VA 229011380, CHARLOTTESVILLE, VA 22901-1380

Mortgage

Document Number	2902
Date	Apr 01, 2019
Book Page	005150/000606
Instrument	2902

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,095.00 (+1.61%)	$346,200 (+19.96%) Land $99,000 Building $247,200	$346,200 (+19.96%) Land $99,000 Building $247,200
2025	$3,046.00 (+23.62%)
2023	$2,464.00	$288,600 Land $74,300 Building $214,300	$288,600 Land $74,300 Building $214,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 481 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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