1665 Cole Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1665 Cole Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1972
Lot Size	0.238 acres (10,382 sqft)
Owner	2 Individual Names on File
Last Sale	$81,300 (Mar 2021)
Tax Bill	$946 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`198.034.00001078`

Property Details

APN / Parcel Number

Primary APN	`198.034.00001078`
Alternative APN	`1980340 001078`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	10,382 sqft (0.238 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	312 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1665 COLE RD
City	FESTUS
State	MO
Zip	63028-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	SELMA 1ST ADD LOT 401 BLOCK 400
Legal Range	6E
Legal Township	40N
Legal Section	34
Legal Subdivision	SELMA 1ST ADD
Legal Block	400
Legal Lot Number	401
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2026
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1665 COLE RD, FESTUS, MO 63028-4269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BLOOMSDALE
Mar 30, 2021	Warranty Deed, Transfer · Line of Credit BANK OF BLOOMSDALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Deed Document Number	202113898
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1665 COLE RD, FESTUS, MO 63028-4269
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 COLE RD, FESTUS, MO 63028-4269

Mortgage

Document Number	0000002976
Date	Jan 25, 2022
Instrument	2022R-002976

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	BLOOMSDALE, MO 63627

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 30, 2021
Property Address	1665 COLE RD, FESTUS, MO 63028-4269
Document Number	2021R013898
Map Reference	MB 17 PG 6
Instrument Date	Mar 24, 2021
Instrument	2021R-013898
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2893 HUSKEY RD, FESTUS, MO 63028-4949

Mortgage

Document Number	2021R013899
Date	Mar 30, 2021
Instrument	2021R-013899

Lender

Name	BANK OF BLOOMSDALE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,900 (-) Land $1,300 Building $13,600	$78,500 (-) Land $6,900 Building $71,600
2025	$946.00 (+7.26%)	$14,900 (+7.97%) Land $1,300 Building $13,600	$78,500 (-) Land $6,900 Building $71,600
2024	$882.00 (+0.11%)		$78,500 (+7.83%) Land $6,900 Building $71,600
2023	$881.00	$13,800 Land $1,300 Building $12,500	$72,800 Land $6,900 Building $65,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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