DeSoto County property record for 1665 Cedar Lake Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,282 sqft · built 1997 |
| Lot Size | 0.37 acres (16,139 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,407 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-12-0-00056-00 |
| Primary APN | 3-07-3-07-12-0-00056-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,282 sqft Adjusted Area |
| 1st Floor Area | 1,972 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 16,139 sqft (0.37 acres) |
| Lot Dimensions | 124 ft deep x 58 ft wide |
| Patio Area | 112 sqft |
| Street Address | 1665 CEDAR LAKE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | THE LAKES OF CEDAR GROVE S-D PHASE I LOT 56 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | CEDAR GROVE S-D PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-07-12-0-00056-00
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1665 CEDAR LAKE CV, HERNANDO, MS 38632-6625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 02, 2023 | Quit Claim Deed, Transfer UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC |
| Sep 11, 2018 | Deed of Trust, Mortgage · ARM KEESLER FCU |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 11, 2018 | Warranty Deed, Transfer REALITY TITLE, REALTY TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2024 |
| Deed Sale | Dec 09, 2024 |
| Prior Sale | Dec 06, 2024 · Amount on Record |
| Deed Book / Page | 1024 / 22749 |
| Prior Transfer Date | Dec 05, 2024 |
| Prior Transfer Doc | 1024/22749 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 02, 2023 |
| Property Address | 1665 CEDAR LAKE CV, HERNANDO, MS 38632-6625 |
| Document Number | 1023/18243 |
| Book / Page | 1023 / 18243 |
| Map Reference | MB 55 PG 37 |
| Instrument Date | Sep 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7107 KINGSVIEW CV, OLIVE BRANCH, MS 38654 |
| Name | Verified Name |
|---|---|
| Address | 1665 CEDAR LAKE CV, HERNANDO, MS 38632-6625 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1665 CEDAR LAKE CV, HERNANDO, MS 38632-6625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 004603/728 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 4603/728 |
| Instrument | T04603-00728 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 5.5% |
| Index | 11th District COF |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1665 CEDAR LAKE CV, HERNANDO, MS 38632-6625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | QUALITY TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1665 CEDAR LAKE CV, HERNANDO, MS 38632-6625 |
| Document Number | 005164/163 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5164/163 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 11, 2018 |
| Property Address | 1665 CEDAR LAKE CV, HERNANDO, MS 38632-6625 |
| Document Number | 000867/289 |
| Book / Page | 867 / 289 |
| Map Reference | PB 55 PG 37 |
| Instrument Date | Sep 07, 2018 |
| Instrument | W00867-00289 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 MIRACLE DR, 200, SENATOBIA, MS 38668-7429 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1665 CEDAR LAKE CV, HERNANDO, MS 38632-6625 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,407.00 (+33.72%) | $20,664 (+36.47%) Land $2,600 Building $18,064 | $206,638 (+36.47%) Land $26,000 Building $180,638 |
| 2023 | $1,800.00 | $15,142 (-) | $151,421 (-) Land $26,000 Building $125,421 |
| 2022 | $1,800.00 | $15,142 Land $2,600 Building $12,542 | $151,421 Land $26,000 Building $125,421 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 134 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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