16648 Wise St, Saint Paul, VA 24283 Property Records

Wise County property record for 16648 Wise St, Saint Paul, VA 24283

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,852 sqft
Lot Size	0.36 acres (15,542 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2019)
Tax Bill	$945 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R004740`

Property Details

APN / Parcel Number

Primary APN	`R004740`
Alternative APN	`073A1 (01) 009 019-20-21-22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,852 sqft Heated Area
Gross Area	4,910 sqft
Basement Area	1,426 sqft
Unfinished Basement	1,426 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	15,542 sqft (0.36 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16648 WISE ST
City	SAINT PAUL
State	VA
Zip	24283-3522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L19-20-21-22 BK.9 (B)
Jurisdiction	WISE VA
Township / Civil Division	4
Census Block Group	1
Census Block	1055
Census Tract	931700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Paul Historic District listed 2011 · 25 contributing resources · NRIS 11000351

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16648 Wise St is owned by an individual who acquired it in August 2021.

Source: Wise County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1009 MARCELL LN, INDIAN TRAIL, NC 28079-3730
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Sep 24, 2021	Gift Deed, Transfer
Apr 29, 2019	Gift Deed, Transfer
Apr 2, 2019	Deed, Transfer · Conventional Mortgage NATIONAL BANK OF BLACKSBURG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Oct 5, 2007 · Amount on File
Deed Document Number	20191453
Last Transfer Date	Aug 31, 2021
Transfer Doc	0202104298
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Property Address	16648 WISE ST, SAINT PAUL, VA 24283
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202105512
Date	Dec 16, 2021
Instrument	202105512

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Interest

Rate Type	Fixed Rate

September 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WISE VA
Recording Date	Sep 24, 2021
Property Address	16648 WISE ST, SAINT PAUL, VA 24283
Document Number	202104298
Map Reference	DB 26 PG 95
Instrument Date	Aug 31, 2021
Instrument	202104298
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 MARCELL LN, INDIAN TRAIL, NC 28079-3730

April 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WISE VA
Recording Date	Apr 29, 2019
Property Address	16648 WISE ST, SAINT PAUL, VA 24283
Document Number	201901941
Map Reference	BK 26 PG 95
Instrument Date	Apr 24, 2019
Instrument	201901941
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 MARCELL LN, INDIAN TRAIL, NC 28079-3730

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Apr 2, 2019
Property Address	16648 WISE ST, SAINT PAUL, VA 24283
Document Number	0201901453
Map Reference	DB26 PG95
Instrument Date	Apr 1, 2019
Instrument	201901453
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1009 MARCELL LN, INDIAN TRAIL, NC 28079-3730

Mortgage

Document Number	0201901454
Date	Apr 2, 2019
Instrument	201901454

Lender

Name	NATIONAL BANK OF BLACKSBURG
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 16648 Wise St was $945, up 34% from the year before.

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wise County
Municipality	St. Paul Town
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$945.00 (+34.04%)	$137,100 (+34.15%) Land $16,000 Building $121,100	$137,100 (+34.15%) Land $16,000 Building $121,100
2025	$705.00	$102,200 Land $12,000 Building $90,200	$102,200 Land $12,000 Building $90,200
2023	$705.00	$102,200 (-) Land $12,000 Building $90,200	$102,200 (-) Land $12,000 Building $90,200
2022		$102,200 Land $12,000 Building $90,200	$102,200 Land $12,000 Building $90,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16648 Wise St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16648 Wise St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 75% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST PAUL serves 1,010 people · EPA ID VA1195700
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	2,000 / 50
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MountaiNet Telephone Company.

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