16646 S 45th Pl, Phoenix, AZ 85048 Property Records

Maricopa County property record for 16646 S 45th Pl, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 2000
Lot Size	0.115 acres (5,026 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (May 2019)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`307-03-832`

Property Details

APN / Parcel Number

Primary APN	`307-03-832`
Alternative APN	`307038323`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,274 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,026 sqft (0.115 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16646 S 45TH PL
City	PHOENIX
State	AZ
Zip	85048-0110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	FOOTHILLS PASEO MCR 462-36
Legal Subdivision	FOOTHILLS PASEO
Legal Lot Number	174
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	116712

Owner

16646 S 45th Pl is owned and occupied by an individual who acquired it in November 2022.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JFQ LENDING INC
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE COMPANY LLC
Jul 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Apr 14, 2011 · Amount on File
Deed Document Number	2019394963
Last Transfer Date	Nov 21, 2022
Transfer Doc	0000849959
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2022
Property Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110
Document Number	0000849959
Map Reference	MB 462 PG 36
Instrument Date	Nov 8, 2022
Instrument	20220849959
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110

Mortgage

Document Number	0000849960
Date	Nov 21, 2022
Instrument	20220849960

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	10.9%
Index	Prime Rate
Margin	4
Max Rate	13.9%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110

Mortgage

Document Number	0001123488
Date	Oct 19, 2021
Instrument	20211123488

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110

Mortgage

Document Number	0001053697
Date	Oct 30, 2020
Instrument	20201053697

Lender

Name	GUILD MORTGAGE COMPANY LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2019
Property Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110
Document Number	0000583719
Instrument Date	Jul 23, 2019
Instrument	583719
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16646 S 45TH PL PHOENIX AZ 850480110, PHOENIX, AZ 85048-0110

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 29, 2019
Property Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110
Document Number	0000394963
Map Reference	MB 462 PG 36
Instrument Date	May 23, 2019
Instrument	20190394963
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14236 S 4TH ST, 14236, PHOENIX, AZ 85048-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16646 S 45TH PL, PHOENIX, AZ 85048-0110

Mortgage

Document Number	0000394964
Date	May 29, 2019
Instrument	20190394964

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16646 S 45th Pl was $1,645.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,460 (+73.34%)	$364,600 (+8.8%) Land $72,900 Building $291,700
2025	$1,645.00	$21,034 (-43.09%)	$335,100 (-9.33%) Land $67,000 Building $268,100
2024		$36,960	$369,600 Land $73,900 Building $295,700
2023	$1,794.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16646 S 45th Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16646 S 45th Pl is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 60% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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