16645 Windcrest Dr, Fontana, CA 92337 Property Records

San Bernardino County property record for 16645 Windcrest Dr, Fontana, CA 92337

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,750 sqft · built 1998
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (May 2021)
Tax Bill	$9,590 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0193-691-34-0000`

Property Details

APN / Parcel Number

Primary APN	`0193-691-34-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,750 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	785 sqft
2nd Floor Area	965 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,500 sqft (0.103 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	643 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16645 WINDCREST DR
City	FONTANA
State	CA
Zip	92337-0880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13893 LOT 34 BOOK 263 PAGE 85
Legal Subdivision	TRACT NO 13893
Legal Tract	13893
Legal Block	1
Legal Lot Number	34
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1000
Census Tract	2611

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16645 WINDCREST DR, FONTANA, CA 92337-0880
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 20, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 5, 2021	Affidavit of Death of Joint Tenant, Transfer WFG NATIONAL TITLE COMPANY
Feb 5, 2021	Grant Deed, Transfer · Conventional Mortgage SEE EXHIBIT D ATTACHED HERETO AND M

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	2021232735
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	0000058956
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16645 WINDCREST DR, FONTANA, CA 92337-0880
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 WINDCREST DR, FONTANA, CA 92337-0880

Mortgage

Document Number	0000022920
Date	Feb 1, 2023
Instrument	2023-0022920

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 20, 2021
Property Address	16645 WINDCREST DR, FONTANA, CA 92337-0880
Document Number	0000232735
Map Reference	MB 263 PG 85-89
Instrument Date	May 5, 2021
Instrument	2021-0232735
Transaction Type	Transfer
Record Updated	Jun 3, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16645 WINDCREST DR, FONTANA, CA 92337-0880

Mortgage

Document Number	0000232736
Date	May 20, 2021
Instrument	2021-0232736

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 5, 2021
Property Address	16645 WINDCREST DR, FONTANA, CA 92337-0880
Document Number	0000058956
Map Reference	MB 263 PG 85-89
Instrument Date	Jan 7, 2021
Instrument	2021-0058956
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9754 E AVENUE S # 12, 12, LITTLEROCK, CA 93543-1918

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 5, 2021
Property Address	16645 WINDCREST DR, FONTANA, CA 92337-0880
Document Number	0000058957
Map Reference	MB 263 PG 85-89
Instrument Date	Jan 4, 2021
Instrument	2021-0058957
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11098 DELAWARE ST, ALTA LOMA, CA 91701-5396

Mortgage

Document Number	0000058958
Date	Feb 5, 2021
Instrument	2021-0058958

Lender

Name	SEE EXHIBIT D ATTACHED HERETO AND M
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2022

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$623,807 (+2%) Land $155,952 Building $467,855
2025	$9,590.00 (+11.45%) Homeowner's exemption	$611,575 (+4.04%) Land $152,894 Building $458,681
2023	$8,605.00 (+1.86%) Homeowner's exemption	$587,827 Land $146,957 Building $440,870
2022	$8,448.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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