16645 W Bruce Rd, Lockport, IL 60441 Property Records

Will County property record for 16645 W Bruce Rd, Lockport, IL 60441

Property Summary

Property TypeSingle Family Home
Details2,749 sqft · built 1967
Lot Size0.91 acres (39,560 sqft)
Owner2 Trust Names on File
Last Sale$240,000 (Jan 2016)
Tax Bill$8,857 (2025)
Deeds & MortgagesJun 2026 Sale
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN16-05-31-100-007

Property Details

APN / Parcel Number

Primary APN16-05-31-100-007
Alternative APN
  • 05311000070000

Interior

Stories2 Stories
Building Area2,749 sqft Living Area
Basement Area1,324 sqft
Unfinished Basement1,324 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area39,560 sqft (0.91 acres)
Garage Area689 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address16645 W BRUCE RD
CityLOCKPORT
StateIL
Zip60441-9761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 IN MJ CAGWIN'S SUB, BEING A SUB OF PRT OF THE N1/2 OF THE NW1/4 OF SEC. 31, T36N-R11E.
Legal Range11E
Legal Township36N
Legal Section31
Legal SubdivisionMJ CAGWIN'S SUB
Legal Lot Number7
JurisdictionWILL IL
Township / Civil DivisionHOMER
Census Block Group1
Census Block1007
Census Tract881009

Owner

16645 W Bruce Rd is owner-occupied and held in a trust since June 2016.

Source: Will County records, as of August 24, 2026

Owner of Record2 Trust Names on File
Mailing Address16645 W BRUCE RD, LOCKPORT, IL 60441-9761
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2016 · Amount on File
Deed SaleJan 7, 2016 · Amount on File
Deed Document Number20161545
Last Transfer DateJun 16, 2016
Transfer Doc0000051155
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateJun 9, 2026
Property Address16645 W BRUCE RD, LOCKPORT, IL 60441-9761
Document Number0000034914
Instrument DateMar 20, 2026
Instrument202634914
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address16645 W BRUCE RD, LOCKPORT, IL 60441-9761

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address16645 W BRUCE RD, LOCKPORT, IL 60441-9761
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026558
DateApr 9, 2020
InstrumentR2020026558
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueMay 1, 2045
Interest
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 16645 W Bruce Rd was $8,857.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionHomer Township
Elementary School DistrictHomer Community Consolidated School District 33C (PK - 08)
Secondary School DistrictLockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,857.00$127,732 (+7.6%) Land $32,890 Building $94,842$383,196 (+7.6%) Land $98,670 Building $284,526
2024$118,710 Land $30,567 Building $88,143$356,130 Land $91,701 Building $264,429
2022$6,804.00 Homeowner's exemption$88,707 Land $15,582 Building $73,125$266,121 Land $46,746 Building $219,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16645 W Bruce Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16645 W Bruce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT
serves 23,100 people · EPA ID IL1970500
Water SourceGroundwater
Last State InspectionMay 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting40
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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