16645 S 46th Pl, Phoenix, AZ 85048 Property Records

Maricopa County property record for 16645 S 46th Pl, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,363 sqft · built 1999
Lot Size	0.107 acres (4,681 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jan 2022)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`307-03-843`

Property Details

APN / Parcel Number

Primary APN	`307-03-843`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	1,363 sqft

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,681 sqft (0.107 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	16645 S 46TH PL
City	PHOENIX
State	AZ
Zip	85048-0102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	FOOTHILLS PASEO MCR 462-36
Legal Range	04E
Legal Township	01S
Legal Section	31
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	FOOTHILLS PASEO
Legal Lot Number	185
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	116712

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16645 S 46TH PL, PHOENIX, AZ 85048-0102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Oct 12, 2021	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	20220072554
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16645 S 46TH PL, PHOENIX, AZ 85048-0102
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 S 46TH PL, PHOENIX, AZ 85048-0102

Mortgage

Document Number	0000320076
Date	May 3, 2019
Instrument	20190320076

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 25, 2022
Property Address	16645 S 46TH PL, PHOENIX, AZ 85048-0102
Document Number	0000072554
Map Reference	MB 462 PG 36
Instrument Date	Jan 25, 2022
Instrument	20220072554
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 S 46TH PL, PHOENIX, AZ 85048-0102

Mortgage

Document Number	0000072555
Date	Jan 25, 2022
Instrument	20220072555

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 12, 2021
Property Address	16645 S 46TH PL, PHOENIX, AZ 85048-0102
Document Number	0001098683
Map Reference	MB 462 PG 36
Instrument Date	Oct 8, 2021
Instrument	20211098683
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2773 S COMANCHE DR, CHANDLER, AZ 85286-4216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,900 (-)	$359,000 (-) Land $71,800 Building $287,200
2025	$1,927.00 (+5.07%)
2024		$35,900	$359,000 Land $71,800 Building $287,200
2023	$1,834.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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