Orange County property record for 16645 Lone Oak Cir, Orlando, FL 32832
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $900,800 (Jun 2026) |
| Tax Bill | $649 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-24-31-2700-00-930 |
| Primary APN | 33-24-31-2700-00-930 |
|---|---|
| Alternative APNs |
|
| Street Address | 16645 LONE OAK CIR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32832-4045 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | A-ORL-PD |
| Legal Description | ESTATES AT NONA SOUND 114/126 LOT 93 |
| Legal Subdivision | ESTATES AT NONA SOUND |
| Legal Lot Number | 93 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | EAST ORANGE |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 16736 |
16645 Lone Oak Cir, residential vacant land, is owned and occupied by two individuals who bought it in June 2026.
Source: Orange County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16645 LONE OAK CIR, ORLANDO, FL 32832-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Deed Document Number | 2026330469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 12, 2026 |
| Property Address | 16645 LONE OAK CIR, ORLANDO, FL 32832-4045 |
| Document Number | 0000330469 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026330469 |
| Record Updated | Jun 22, 2026 |
| Title Company | SIMPLIFILE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636,865.60 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16645 LONE OAK CIR, ORLANDO, FL 32832-4045 |
| Document Number | 0000330470, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026330470 |
| Name | CLEAREDGELENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 16645 Lone Oak Cir was $649.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,000 | $130,000 Land $130,000 | |
| 2025 | $649.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16645 Lone Oak Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16645 Lone Oak Cir is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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