16645 Lazy Ln, Lowell, AR 72745 Property Records

Benton County property record for 16645 Lazy Ln, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$227,700 (Jul 2026)
Tax Bill	$1,262 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-07883-000`

Property Details

APN / Parcel Number

Primary APN	`15-07883-000`
Alternative APNs	`55462.0` `55462`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Open Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	548 sqft
Patio Area	100 sqft
Pole Barn	1,280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16645 LAZY LN
City	LOWELL
State	AR
Zip	72745-8455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT & BLOCK: D
Legal Range	29
Legal Township	18
Legal Section	13
Legal Subdivision	PLEASURE HEIGHTS 2ND ADD-RURBAN
Legal Block	D
Legal Lot Number	9,10
Jurisdiction	BENTON AR
Township / Civil Division	2
Census Block Group	2
Census Block	2020
Census Tract	21408

Owner

Source: Benton County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16645 LAZY LN, LOWELL, AR 72745-8455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
Jun 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED FIDELITY FUNDING CORP
Apr 25, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP
Aug 23, 2019	Warranty Deed, Transfer REGIONS MTG
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	202642015
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jul 21, 2026
Property Address	16645 LAZY LN, LOWELL, AR 72745-8455
Document Number	0000042015
Instrument Date	Jul 13, 2026
Instrument	202642015
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	MERCURY TITLE COMPANY, MERCURY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75,892.41
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 LAZY LN, LOWELL, AR 72745-8455

Mortgage

Document Number	0000042016,
Date	Jul 21, 2026
Instrument	202642016

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	16645 LAZY LN, LOWELL, AR 72745-8455
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202240286
Date	Jun 16, 2022
Instrument	L202240286

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	RIVERSIDE, MO 64150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 1, 2032

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Apr 25, 2022
Property Address	16645 LAZY LN, LOWELL, AR 72745-8455
Document Number	L202227299
Map Reference	PL E PG 33
Instrument Date	Apr 18, 2022
Instrument	L202227299
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	WEST TITLE LLC, BEST TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 LAZY LN, LOWELL, AR 72745-8455
Investor	Possibly a Property Investor

Mortgage

Document Number	L202227300
Date	Apr 25, 2022
Instrument	L202227300

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	L202227438
Date	Apr 25, 2022
Instrument	L202227438

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84150

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 23, 2019
Property Address	16645 LAZY LN, LOWELL, AR 72745-8455
Document Number	0000043810
Instrument Date	Aug 20, 2019
Instrument	43810
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TITLE & CLOSING SVC LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 LAZY LN LOWELL AR 727458455, LOWELL, AR 72745-8455

Mortgage

Document Number	43811
Date	Aug 23, 2019
Instrument	43811

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	16645 LAZY LN, LOWELL, AR 72745-8455
Document Number	0000008191
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 LAZY LN LOWELL AR 727458455, LOWELL, AR 72745-8455

Mortgage

Document Number	0000008191
Date	Feb 25, 2019
Instrument	8191

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	SPRINGDALE, AR 72764

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 24, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Springdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,262.00 (-13.32%)	$27,055 (-) Land $3,200 Building $23,855	$135,275 (-) Land $16,000 Building $119,275
2025	$1,456.00 (+47.82%)	$27,055 (+30.64%) Land $3,200 Building $23,855	$135,275 (-) Land $16,000 Building $119,275
2024			$135,275 (+30.64%) Land $16,000 Building $119,275
2023	$985.00	$20,710 Land $1,600 Building $19,110	$103,550 Land $8,000 Building $95,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1986–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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