16645 Cedar Crest Dr, Orlando, FL 32828 Property Records

Orange County property record for 16645 Cedar Crest Dr, Orlando, FL 32828

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,606 sqft · built 2006
Lot Size0.93 acres (4,068 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (May 2024)
Tax Bill$5,747 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-22-32-7901-02-010

Property Details

APN / Parcel Number

Primary APN31-22-32-7901-02-010
Alternative APNs
  • 322231790102010
  • 670346
  • 678098
  • 684050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,606 sqft Living Area
Gross Area2,068 sqft
1st Floor Area904 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,068 sqft (0.93 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area98 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address16645 CEDAR CREST DR
CityORLANDO
StateFL
Zip32828-6706
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeP-D
Legal DescriptionTIMBER POINTE PHASE 2 63/120 LOT 201
Legal Range32E
Legal Township22S
Legal Section31
Legal SubdivisionTIMBER POINTE PH 2
Legal Phase2
Legal Tract7901
Legal Block2
Legal Lot Number201
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group2
Census Block2000
Census Tract16750

Owner

16645 Cedar Crest Dr, a townhouse, is owned and occupied by an individual who bought it in May 2024.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address16645 CEDAR CREST DR, ORLANDO, FL 32828-6706
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
May 20, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Jun 28, 2019Warranty Deed, Transfer · VA Mortgage
MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2024 · Amount on File
Deed SaleMay 8, 2024 · Amount on File
Prior SaleAug 24, 2021 · Amount on File
Deed Document Number2024266558
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 24, 2021
Property Address16645 CEDAR CREST DR, ORLANDO, FL 32828-6706
Document Number0000515318
Map ReferenceMB 63 PG 120-124
Instrument DateAug 18, 2021
Instrument20210515318
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address16645 CEDAR CREST DR, ORLANDO, FL 32828-6706

Mortgage

Document Number0000515319
DateAug 24, 2021
Instrument20210515319
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 20, 2021
Property Address16645 CEDAR CREST DR, ORLANDO, FL 32828-6706
Document Number0000302739
Map ReferenceMB 63 PG 120-124
Instrument DateMay 7, 2021
Instrument20210302739
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
Tax$1,976.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1290 N RIDGE BLVD APT 3323, 3323, CLERMONT, FL 34711-2837

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 28, 2019
Property Address16645 CEDAR CREST DR, ORLANDO, FL 32828-6706
Document Number0000399410
Instrument DateJun 27, 2019
Instrument399410
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyLEADING EDGE TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16645 CEDAR CREST DR ORLANDO FL 328286706, ORLANDO, FL 32828-6706

Mortgage

Document Number399412
DateJun 28, 2019
Instrument399412
Lender
NameMORTGAGE EQUITY PTRS
TypeMortgage Company
AddressLYNNFIELD, MA 01940
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16645 Cedar Crest Dr was $5,747, up 14.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,500 (-1.32%) Land $55,000 Building $270,500$325,500 (-1.32%) Land $55,000 Building $270,500
2025$5,747.00 (+14.76%) Homeowner's exemption$329,870 Land $55,000 Building $274,870$329,870 Land $55,000 Building $274,870
2024$5,008.00 (+0.58%)
2023$4,979.00 (+11.76%)$309,146 (+15.16%) Land $55,000 Building $254,146$309,146 (+15.16%) Land $55,000 Building $254,146
2022$4,455.00$268,460 Land $55,000 Building $213,460$268,460 Land $55,000 Building $213,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16645 Cedar Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16645 Cedar Crest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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