16645 Adams Rd, Laurel, DE 19956 Property Records

Sussex County property record for 16645 Adams Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1994
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Nov 2025)
Tax Bill	$765 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232-20.00-5.01`

Property Details

APN / Parcel Number

Primary APN	`232-20.00-5.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,152 sqft
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	53,143 sqft (1.22 acres)
Garage Area	165 sqft
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	16645 ADAMS RD
City	LAUREL
State	DE
Zip	19956-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	310' N/RT 437A 700'W/RT 62
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	1
Census Block	1025
Census Tract	51701

Owner

Source: Sussex County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16645 ADAMS RD, LAUREL, DE 19956-2925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES LLC
Apr 11, 2024	Special Warranty Deed, Transfer · Stand-Alone First Mortgage KEYSTONE FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Document Number	202542223
Deed Book / Page	6406 / 41
Prior Transfer Date	Mar 26, 2025
Prior Transfer Doc	0062780247
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 10, 2025
Property Address	16645 ADAMS RD, LAUREL, DE 19956-2925
Document Number	0064060041
Book / Page	6406 / 41
Instrument Date	Nov 6, 2025
Instrument	2025000042223
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21146 RUXTON DR UNIT 5105, 5105, GEORGETOWN, DE 19947-5473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16645 ADAMS RD, LAUREL, DE 19956-2925

Mortgage

Document Number	2025000042224
Date	Nov 10, 2025
Instrument	2025000042224

Lender

Name	ARK LA TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 11, 2024
Property Address	16645 ADAMS RD, LAUREL, DE 19956-2925
Document Number	0060830323
Book / Page	6083 / 323
Instrument Date	Apr 1, 2024
Instrument	2024000011914
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4849 GREENVILLE AVE, DALLAS, TX 75206-4130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16645 ADAMS RD, LAUREL, DE 19956-2925

Mortgage

Document Number	2024000011915
Date	Apr 11, 2024
Instrument	2024000011915

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (-1.29%)	$13,350 (-) Land $900 Building $12,450	$209,500 (+684.64%) Land $59,300 Building $150,200
2023	$775.00	$13,350 Land $900 Building $12,450	$26,700 Land $1,800 Building $24,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 83% of Delaware
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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