16642 Union Ridge Rd, Aurora, IN 47001 Property Records

Dearborn County property record for 16642 Union Ridge Rd, Aurora, IN 47001

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,392 sqft · built 1972
Lot Size	9.91 acres (431,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-000193-00`

Property Details

APN / Parcel Number

Primary APN	`019-000193-00`
Alternative APNs	`15-08-09-100-012.000-019` `080910001200010` `00000016854`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	2,392 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	431,680 sqft (9.91 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	80 sqft
Lean-To	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000016854
Street Address	16642 UNION RIDGE RD
City	AURORA
State	IN
Zip	47001-8942
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	9-06 NE NW NE 9-5-2 9.91A
Jurisdiction	DEARBORN IN
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2019
Census Tract	80700

Owner

16642 Union Ridge Rd, a rural home, is owned and occupied by an individual.

Source: Dearborn County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	16642 UNION RIDGE RD, AURORA, IN 47001-8942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2020	Deed of Trust, Mortgage · FHA Mortgage GUARDIAN SAVINGS BANK
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	16642 UNION RIDGE RD, AURORA, IN 47001-8942
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002047
Date	Mar 10, 2021
Instrument	2021002047

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	16642 UNION RIDGE RD, AURORA, IN 47001-8942
Transaction Type	Mortgage
Record Updated	Feb 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020000501
Date	Jan 24, 2020
Instrument	202020000501

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEARBORN IN
Property Address	16642 UNION RIDGE RD, AURORA, IN 47001-8942
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002041
Date	Apr 22, 2019
Instrument	2019002041

Lender

Name	CIVISTA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 16642 Union Ridge Rd was $2,402 with a homeowner's exemption, down 4.4% from the year before.

Source: Dearborn County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dearborn County
County Subdivision	Manchester Township
Unified School District	South Dearborn Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (-4.42%) Homeowner's exemption	$262,100 Land $26,800 Building $235,300	$262,100 Land $26,800 Building $235,300
2024	$2,513.00 (+1.17%)
2023	$2,484.00 (-6.76%)	$225,700 (-2.92%) Land $26,500 Building $199,200	$225,700 (-2.92%) Land $26,500 Building $199,200
2022	$2,664.00 Homeowner's exemption	$232,500 Land $26,000 Building $206,500	$232,500 Land $26,000 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16642 Union Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16642 Union Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southeastern Indiana REMC Fiber	1,000 / 1,000

May also be available: Southeastern Indiana Rural Telephone Cooperative.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Union Ridge Rd

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