16642 Reservoir Loop, Dumfries, VA 22026 Property Records

Prince William County property record for 16642 Reservoir Loop, Dumfries, VA 22026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,204 sqft · built 2004
Lot Size	0.096 acres (4,199 sqft)
Owner	Individual Name on File
Tax Bill	$5,105 (2023)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8290-11-8738`

Property Details

APN / Parcel Number

Primary APN	`8290-11-8738`
Alternative APN	`232325`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
Gross Area	3,412 sqft
1st Floor Area	1,216 sqft
Basement Area	988 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,199 sqft (0.096 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	232325
Street Address	16642 RESERVOIR LOOP
City	DUMFRIES
State	VA
Zip	22026-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED MIXED RES
Legal Description	SPYGLASS HILL SEC 3 L-12
Legal Subdivision	SPYGLASS HILL
Legal Block	11
Legal Lot Number	12
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2004
Census Tract	901016

Owner

16642 Reservoir Loop is owned and occupied by an individual who acquired it in July 2007.

Source: Prince William County records, as of July 31, 2023

Owner of Record	Individual Name on File
Mailing Address	16642 RESERVOIR LOOP, DUMFRIES, VA 22026-6808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2007
Deed Sale	Jul 5, 2007
Prior Sale	May 28, 2004 · Amount on File
Deed Document Number	200707050079141
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	16642 RESERVOIR LOOP, DUMFRIES, VA 22026-6808
Document Number	0000106545
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16642 RESERVOIR LOOP DUMFRIES VA 220266808, DUMFRIES, VA 22026-6808

Mortgage

Document Number	0000106545
Date	Nov 10, 2020
Instrument	106545

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 9, 2040

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,105.00	$490,700 Land $174,800 Building $315,900	$490,700 Land $174,800 Building $315,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16642 Reservoir Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16642 Reservoir Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - EAST serves 168,747 people · EPA ID VA6153600
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20