16640 SW 196th St, Miami, FL 33187 Property Records

Miami-Dade County property record for 16640 SW 196th St, Miami, FL 33187 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 1981
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Dec 2025)
Tax Bill	$5,272 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-6905-000-0187`

Property Details

APN / Parcel Number

Primary APN	`30-6905-000-0187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,818 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Combination
Construction Type	Concrete Block
Lot Area	20,909 sqft (0.48 acres)
Garage Area	299 sqft
Porch	Slab
Porch Area	124 sqft

Location & Zoning

Street Address	16640 SW 196TH ST
City	MIAMI
State	FL
Zip	33187-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 56 39 .48 AC M/L BEG NW COR OF NW1/4 OF SW1/4 OF SW1/4 E189.03FT SWLY270.74FT W146FT N267.52FT TO POB LESS W40FT & N25FT FOR R/W LOT SIZEIRREGULAR OR 15100-3184 0791 1
Legal Range	39E
Legal Township	56S
Legal Section	05
Legal Subdivision	ACREAGE
Legal Block	1
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	1
Census Block	1022
Census Tract	10201

Owner

Source: Miami-Dade County records · APN 30-6905-000-0187

Assessment roll updated July 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16640 SW 196TH ST, MIAMI, FL 33187-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 24, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 02, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 17, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 18, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Jul 18, 2019 · Amount on Record
Deed Document Number	2025931972
Deed Book / Page	35078 / 3260
Prior Transfer Date	Mar 21, 2017
Prior Transfer Doc	0000164945
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16640 SW 196TH ST, MIAMI, FL 33187-2807
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16640 SW 196TH ST, MIAMI, FL 33187-2807

Mortgage

Document Number	0000953712
Date	Dec 21, 2021
Book Page	32915/4796
Instrument	2021R0953712

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16640 SW 196TH ST, MIAMI, FL 33187-2807
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16640 SW 196TH ST, MIAMI, FL 33187-2807

Mortgage

Document Number	0000805528
Date	Oct 24, 2025
Book Page	35002/216
Instrument	2025R0805528

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 01, 2065

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16640 SW 196TH ST, MIAMI, FL 33187-2807
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16640 SW 196TH ST, MIAMI, FL 33187-2807

Mortgage

Document Number	0000338156
Date	May 02, 2024
Book Page	34207/3921
Instrument	2024R0338156

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Nov 01, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 17, 2025
Property Address	16640 SW 196TH ST, MIAMI, FL 33187-2807
Document Number	0000931972
Book / Page	35078 / 3260
Instrument Date	Dec 10, 2025
Instrument	2025R0931972
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	TITLE UNLIMITED INC, TITLES UNLIMITED INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,810.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2524 SW 175TH LOOP, OCALA, FL 34473-4417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16640 SW 196TH ST, MIAMI, FL 33187-2807

Mortgage

Document Number	0000003262
Date	Dec 17, 2025
Instrument	35078/3262

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2041

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 18, 2019
Property Address	16640 SW 196TH ST, MIAMI, FL 33187-2807
Document Number	0000446388
Book / Page	31529 / 1493
Instrument Date	May 22, 2019
Instrument	2019R0446388
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2389 HENPECK LN, 2389, FRANKLIN, TN 37064-5208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16640 SW 196TH ST, MIAMI, FL 33187-2807

Mortgage

Document Number	0000001506
Date	Jul 18, 2019
Instrument	31529/1506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 01, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Mar 24, 2017
Property Address	16640 SW 196TH ST, MIAMI, FL 33187-2807
Document Number	0000164945
Book / Page	030468 / 003845
Instrument Date	Mar 21, 2017
Instrument	164945
Transaction Type	Transfer
Record Updated	Apr 07, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16640 SW 196TH ST MIAMI FL 331872807, MIAMI, FL 33187-2807

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,272.00 (+4.77%)	$264,985 (-5.07%)	$277,654 (-0.53%) Land $96,000 Building $181,654
2024	$5,032.00 (+7.2%)	$279,130 (-0.53%) Land $96,000 Building $183,130	$279,130 (-0.53%) Land $96,000 Building $183,130
2023	$4,694.00 (+14.46%)	$280,605 (+22.38%) Land $96,000 Building $184,605	$280,605 (+22.38%) Land $96,000 Building $184,605
2022	$4,101.00	$229,281 Land $43,200 Building $186,081	$229,281 Land $43,200 Building $186,081

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	17 (1981–2005)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Aug 2005, Hurricane Katrina
Claims By Storm	Hurricane Katrina, Aug 2005 · 5 claims Severe Storms And Flooding, Oct 2000 · 5 claims Hurricane Irene, Oct 1999 · 4 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: SkyNet360. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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